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Only got to drive it 4.6 miles

Turtle

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After waiting 11 months and 1 day, my Maverick Hybrid XLT was ready for me. It was beautiful, had 3.4 miles on it. The salesman suggested I take it for a drive while he finished getting the paperwork together. My wife and I went down the nearby freeway to the next exit and turned around to come back to the dealership. I stopped at a yield sign on the service road (less than 1/2 mile from dealership) and was rear ended by a kid in a jeep. Bumper, tailgate and bed wrinkled. Fortunately the kid has insurance. So the Maverick I ordered is in the body shop with 8 miles on it.

But here is where I need advice from this forum... I haven't signed anything yet to take possession. So I thought the dealer would pursue the insurance claim, but they think I should do this since it is my order. Can I even collect insurance for repairs on a car that was not titled to me? Should I be paying full MSRP on a car that has been in an accident and the trade-in value is diminished? Or should I wait until after it is repaired and test drive it again before taking it?

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TALK TO A LAWYER IN YOUR STATE– everyone on here has opinions - they mean well - you need a expert - TALK TO A LAWYER IN YOUR STATE.
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Bob The Builder

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So you're saying that a really good paint tech, working in top conditions, is better than the factory paint?
I have no reason to doubt you.

Do you think that the dealer in this instance will be getting that type of job?

Valid point. I would certainly fight for it though. Squeaky wheel always acquires the grease.

In my experience, working at dealerships... they develop a relationship with one body shop. From most of what I saw, that relationship was not based on the impeccable quality. It was based on price, and perhaps a willingness to kick back something to the service and used car managers.

That one I must agree with you as well as a valid point. However, again I would fight for it and see where it leads me before bailing on a truck I waited 11 months for and face the prospect of another wait time of equal length. I personally see that damage is not serious enough to throw the baby out with the bath water without a fight to get it fixed the way I would want to.

:)
 
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HiHo_Silver

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Whoa, Whoa, Whoa ... I never said I had no legal responsibility. Where did you get that Idea? Of course my insurance would have to pay if I was hit by an uninsured motorist. That's why I pay for insurance. In fact, I called my insurance while the car was in production to get a quote and they had the VIN number before it was ever delivered.
 

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KevCuRaoi

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The dealer might possibly get diminished value $ from kids insurance.(???)
I don't think that that is how it works (but it does sound reasonable that the kid's insurance company should pay for the decrease in value).
If the dealership is compensated for decrease in value, they should certainly pass it on to the customer!
 

MakinDoForNow

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I don't think that that is how it works (but it does sound reasonable that the kid's insurance company should pay for the decrease in value).
If the dealership is compensated for decrease in value, they should certainly pass it on to the customer!
If the buyer renegotiated the sale price then the dealer would possibly be able to claim diminished value to insurance company.
 

JPH 673

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After waiting 11 months and 1 day, my Maverick Hybrid XLT was ready for me. It was beautiful, had 3.4 miles on it. The salesman suggested I take it for a drive while he finished getting the paperwork together. My wife and I went down the nearby freeway to the next exit and turned around to come back to the dealership. I stopped at a yield sign on the service road (less than 1/2 mile from dealership) and was rear ended by a kid in a jeep. Bumper, tailgate and bed wrinkled. Fortunately the kid has insurance. So the Maverick I ordered is in the body shop with 8 miles on it.

But here is where I need advice from this forum... I haven't signed anything yet to take possession. So I thought the dealer would pursue the insurance claim, but they think I should do this since it is my order. Can I even collect insurance for repairs on a car that was not titled to me? Should I be paying full MSRP on a car that has been in an accident and the trade-in value is diminished? Or should I wait until after it is repaired and test drive it again before taking it?

20220608_105111.jpg


20220608_111323.jpg
I had a similiar rear end accident in March when my XLT was only 2 weeks old. My accident was in Nashville when returning from Florida. The bumper and fixing the fender was $2,000. The dealer did a great job and it looks like new.
 
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I think I'd walk away as well. A new redesigned Colorado and ranger are both coming out for 2023. If my maverick order isn't here that's where I'm going. If you didn't sing docs to own it. I'd walk away. A lawyer would be best to ask though
 

Tbolt

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I think I'd walk away as well. A new redesigned Colorado and ranger are both coming out for 2023. If my maverick order isn't here that's where I'm going. If you didn't sing docs to own it. I'd walk away. A lawyer would be best to ask though
I don't know about the Colorado but we won't get the new Ranger in NA until 2024.
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