People also forget to calculate the opportunity cost in the cost of ownership. The $4500 cost of AWD @ 6% annual return could be turned into more than $8000 over 10 years of Maverick ownership.In my lay-person opinion, depreciation is less of a concern for a buyer who views a vehicle as a long-term purchase and/or does not typically trade for a new model every 3-5 years.
The cost of ownership for long term buyers is the vehicle cost plus fuel and maintenance costs (oil, tires, tune-ups, cleaning, etc).
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