Very expensive to insure the Maverick

[Manollo3]

Hello,,
I am very close on closing on a 2025 Maverick and checked with State Farm about the insurance of a 2025 Maverick XL, AWD, Hybrid. Almost fell out of my chair when I received the quote. It was originally $ 284.77 and it was then reduced to $ 212.68 which is still very very expensive.
On my current policy with 2 cars (2018 Passat and a 1990 LS400) plus two motorcycles I pay less than that - also with the same State Farm agent. Of course they sent me the typical excuse about all of the safety features cost replacement etc.

Was wondering if this is a general issue with the Maverick or if State Farm is trying to take advantage of the situation? Would be interesting to know who much you guys pay on full coverage and a $ 500.00 deductible?

Thanks,
Mario

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[MosesP]

Have you tried Fords insurance. Mine dropped from 200+ to 98 with better coverage.

Ford Insure AlsetConnect™ | Rewards for Safe Driving | Official Site of Ford Credit

 

[matmondro]

Are those numbers quoted per month? If so, yes they seem a bit high.

I have AAA and my Maverick and Corvette together comes out to about $200 per month. EDIT: Should add, I live in Michigan. Our insurance rates here are some of the highest in the country due to "no-fault"...

 

[Hot Runr Guy]

Are those 6 month numbers?

HRG

 

[Manollo3]

Sorry, forgot to mention that these numbers are based on monthly payments.

 

[Hot Runr Guy]

Here are my 2 vehicles (2 drivers), and the 6-month premium. $250 comp/$500 coll. Includes rental. State Farm

HRG

 

[matmondro]

Sorry, forgot to mention that these numbers are based on monthly payments.

Then yes, I'd say those numbers are a bit high (if you have a clean driving record and no driving-age kids).

 

[Manollo3]

Have you tried Fords insurance. Mine dropped from 200+ to 98 with better coverage.

Ford Insure AlsetConnect™ | Rewards for Safe Driving | Official Site of Ford Credit

Thank you. Just ran a quick quote and it came back to $ 128.00 a month. Already much lower. Appreciate it.

 

[Manollo3]

Then yes, I'd say those numbers are a bit high (if you have a clean driving record and no driving-age kids).

Unfortunately, our 19-year-old daughter had an accident about 2 years ago. But our insurance did not go up after that.

 

[JacobEleventeen]

With StateFarm (with discounts for 1 extra car + motorcycle + house insurance + drive safe and save) mine is $344.86 / 6 months for the Hybrid Lariat Maverick.

 

[oysterville]

With StateFarm (with discounts for 1 extra car + motorcycle + house insurance + drive safe and save) mine is $344.86 / 6 months for the Hybrid Lariat Maverick.

Close to the same here with AmFam through Costco. I don't have a 19 year old female with a recent accident on my policy though. That's gonna make a difference.

 

[oysterville]

Unfortunately, our 19-year-old daughter had an accident about 2 years ago. But our insurance did not go up after that.

That detail is really important. Your insurance not going up after is lucky on your part. Any new policy is going to reflect that accident.

You really should change the title of the thread to how expensive it is to insure 19 year olds with an accident on their record.

 

[Zaluss]

There are a ton of factors that go into insurance, especially what coverages you have, and where you live. I pay an absurd amount, more than my Kia EV6 that was replaced by the Maverick.

The 6-month premium for me is $1001.02 or $166/mo. Greater Seattle area.

That is for 250/500/150 coverage including uninsured motorist and 500/100 deductibles.

 

[HeyBales]

State Farm with 1 extra car and home discounts. Safety and accident free discounts. 1 driver in house (about to change in Jul to extra driver - male 17, I shudder to think)
1000 ded.

Vehicle premium
$357.28 / 6 mos

 

[d7602002]

I feel lucky. Mine was 1263 for the year so only 105 a month. Of course, that's with discounts because we have two cars and the home with the same company. But I don't know how much that matters.

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