Car Insurance for Your New Maverick?

[Masi32]

$65/mo in FL so very reasonable

What part of Florida & which insurance company? Thanks, T

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[snicol11]

I was quoted $90/mo in PA by Root insurance (they were previously very affordable)... Then I went through Ford as a broker and got it down to $60/mo through Nationwide for full coverage.

PA is a no-fault state so the rates are pretty high regardless of vehicle... $60/mo is very low here.

 

[ktmfun219]

Farmers Insurance Group- NW GA-2022 Hybrid XLT

$60 month
$250K-$500 K liability and uninsured. This coverage is required to purchase umbrella below.
Collision-actual cost
I Pay for umbrella @ 2mil above coverages above at $250 annual. Residence and vehicles.
Towing cap at $200
Glass coverage
3 vehicle reduction
Homeowner policy with Farmers.

 

[OleKennyRoy]

What part of Florida & which insurance company? Thanks, T

Brevard Co., State Farm.

 

[Bruce8858]

Hey guys! I’m still waiting for my 23’ hot
Pepper red xlt be built but in the meantime need to start getting some quotes for car insurance. What are people using and where are you guys finding decent quotes for a brand new spankin Maverick?

I use an independent insurance agency who writes for about 2 dozen companies. I went from a 2014 Escape as my second vehicle to a 2021 Mach 1. My insurance only increased $20 per month. Total of $1,500 year with full replacement cost coverage and $250 deductible. I have $250,000 person $500,000 per occurrence, property damage $300,000 occurrence, uninsured motorist, $50,000 person $100,000 occurrence, medical payments, $5000 person, full towing and roadside assistance. I live in central Florida.

My agent has saved me money on my homeowners insurance as well. Last year my rates were going to increase $400 per year on the house and they switched me to another company and I saved $200 against what I was currently paying at the time. after hurricane Ira will see what happens this coming year on that one.

I highly recommend an independent insurance agent for automobile insurance. They can pick from a variety of companies and give you the best rates based on your situation.

I know this is not a comparison for a Ford maverick, but I thought I would throw it out there in case anybody can use the information. I do recommend shopping around because insurance companies are in it for themselves, not the policyholder.

 

[Maveriac]

Thanks to everyone who participated in the fuel octane differences and their effect on MPG, accelleration, engine longevity, etc. There was no definitive conclusion to this discussion. Now someone opened up another can of worms by asking which company has the most favorable insurance rates. This too is a very legitimate question; however, both of these topics have so many variables that enter into the equations that anything short of a test track and laboratory won't yield correct answers. The variables that affect engine performance are similar to the variables that affect insurance rates.
Christmas vacation is soon over and people will get back to work and not worry about .2 MPG or insurance rates.

 

[Maveriick]

46 a month Illinois

 

[Lynyrd Skynyrd]

As a side note - I have State Farm and the Maverick is equipped and able to send info automatically to State Farm for their "safe driver discount " without using the stick on "beacon" . Yes - you are being tracked .........

You can opt out from ford and any other manufacturer. They do not make it easy! Plan on long waits and staff that has zero clue what you’re asking for

Car insurance is going to be impossible to really compare with others due to so many factors (location, coverage, driving record, etc.) Just get a few different quotes to keep them as honest as you can. But remember to factor in your experience with them, because in the event you need to put in a claim they are not all the same.

Yep. I moved 1/2 mile years back and my rate went up a lot and it was a nicer neighborhood. Best I could figure is the scum does not steal where they live, they go to nicer areas and jack our stuff

$25.99 a month full coverage State Farm.

Please post or message me your agent. I’ll sign up! I’ve got a perfect diving history and with home insurance pay 75 at State Farm

 

[SuperA]

All these quotes are pie in the sky unless we know the coverage and deductible amounts. I just paid $625 in central FL for 100/300 coverage and $500 deductibles from Geico

 

[Michaelkov]

Christmas vacation is soon over and people will get back to work and not worry about .2 MPG or insurance rates.

 

[whitef]

USAA $75 / month. $1000 deductible. 100/300 liability. Estimated 45000 miles / year. Kansas.

We carry a separate umbrella policy as well.

 

[TonyS]

All these quotes are pie in the sky unless we know the coverage and deductible amounts. I just paid $625 in central FL for 100/300 coverage and $500 deductibles from Geico

Without coverage period it's pie in sky as well....just sayin.

$625 every six months is a a bit over 2x more than I pay for similar coverage in Indiana (100/300 and $200 deductible) through State Farm. If it's $625 a year it's close to our cost. God forbid it's $625 a month LOL. I know homeowners insurance is very high in Florida. Maybe vehicle insurance is as well?

 

[RLader]

$50/mo at State Farm. I have an umbrella, so it brings the liability premiums way down. Plus that whole working from home thing. Mine is a tad higher because I can throw a rock at the interstate at my house. Kinda screws up the analytics when it is a parking lot every weekend during the summer.

With the umbrella insurance I had to carry max liability on home and all vehicles. Which is smart these days and not that much more.

 

[RLader]

Car insurance is going to be impossible to really compare with others due to so many factors (location, coverage, driving record, etc.) Just get a few different quotes to keep them as honest as you can. But remember to factor in your experience with them, because in the event you need to put in a claim they are not all the same.

Your credit score even effects your insurance cost.

 

[RLader]

For my 2020 Escape SEL: $267.24 USD per 6/mo. Full coverage with a $1,000 deductible including uninsured motorist. I work from home and since I use the beacon, I get a discount based on my driving habits, low mileage, and lack of accidents. I get a multi-line and multi-vehicle discount and I also have an umbrella policy that reduces the liability cost.

My insurance agent told me the Maverick as ordered will be nearly identical since the safety features will be about the same.

Same except 250 collision and 0 comp about 400/6 mo.

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