That depends entirely on the situation with your dealer. Using X-Plan for my fairly loaded Lariat Lux saves me $864.98 from MSRP; $499 of their usual $599 Doc Fee; AND they don't get to charge me their usual $1000 "Custom order fee". So X-plan saves me $2363.98, and if I had used FB instead, I'd be paying $1863.98 more.My dealer charged a $20 doc fee, which seems fair. Is there a reason to use xplan and not Farm Bureau? FB is better discount, no?
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