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How Much Does a Light Rear End Damage Cost to Repair?

jbandc122

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After 3 months of owning my third Maverick I was rear ended at a stoplight. There have been quite a few threads showing similar damage but I thought I would give you the breakdown in costs I was given. The little truck did its job and I had zero pain or soreness.

First, the damage.
  • It has a small softball sized dent in the rear bumper. Scratches are honestly minimal, but it is a Lobo so paint would be required.
  • The frame experienced bending right at the flex point.
Next, the costs.
  • Parts = $16,900
  • Labor = $8,275
  • Material = $750
  • Total costs = $25,925 + $1050 just because
Lastly, Insurance decision.
  • Totaled
  • Insurance payout value = $42125
I wish this didn't happen, but I'm happy all things considered. After owning 3 and driving many more, the 2025 Lobo was absolutely my favorite, but at this point I'm not really sure I want a fourth one.


I hope all of this is insightful to someone.

Ford Maverick How Much Does a Light Rear End Damage Cost to Repair? IMG_20260418_085236640_HDR


Ford Maverick How Much Does a Light Rear End Damage Cost to Repair? Screenshot_20260418-221056_Photos


Ford Maverick How Much Does a Light Rear End Damage Cost to Repair? Screenshot_20260506-223036_Firefox
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Mudduck

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How Much Does A Light Rear Ending Cost?

I'm going to ask my Wife this very question later tonight.
 

Mudduck

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That's very unfortunate, and expensive. pretty sure every maverick I have seen get alight rear tap, ends up on the totaled list.
 

EffNo50

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...The frame experienced bending right at the flex point....

Screenshot_20260418-221056_Photos.webp
STOP, that's all we need to know. Mine was totaled for much less frame damage:
Ford Maverick How Much Does a Light Rear End Damage Cost to Repair? 1778124396440-r
 

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jbandc122

jbandc122

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STOP, that's all we need to know. Mine was totaled for much less frame damage:
1778124396440-rw.webp
I actually read through your thread after the accident. That was the point I started shopping around.
 

EffNo50

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I actually read through your thread after the accident. That was the point I started shopping around.
I don't recall reading anywhere that someone did the owner retain option yet. It was a stressful couple months deciding on that and figuring out what all CA DMV required. Just when I thought I was in the clear and had a clean title!!!, DMV sent me forms I needed to fill out and turn in with my title and more money. :(

I got a great deal on my truck $22,000 "discount"....as long as there are no more surprise manipulation events in it's future.
 
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Cherokee

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Thus is exactly why I have an addition on my policy that costs $60 per year.
It states that if I total out for any reason in the first five years I get a new never titled Maverick.
I will trade up right before that expires.
 

ScottyC

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How Much Does A Light Rear Ending Cost?

I'm going to ask my Wife this very question later tonight.
Not sure if you'll get in more trouble about the "light rear ending" part or the "cost" part.
 

Cancunbadlands

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Clubs
 
Frame damage.
Unibody truck, totaled for sure
 
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710-oil-614

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Totaled as others have said. Honestly, I love my truck and can’t get eruption green anymore but if it takes a hit to the rear - I hope it’s totaled and I get a nice check for the payout.

Maybe I’ll get another Mav or maybe it’ll be a Ranger Raptor!!
 

Pointyears

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Thus is exactly why I have an addition on my policy that costs $60 per year.
It states that if I total out for any reason in the first five years I get a new never titled Maverick.
I will trade up right before that expires.
I've never heard of that option. What company is that with?
 

Cherokee

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I've never heard of that option. What company is that with?
Erie Insurance.
They Insure big stuff.
No monthly payments. Policy must be paid in full once a year.
They took exceptional care of me when lightening blew through my roof and did $27,000 in damage.
My premiums never went up.

It’s only available on new vehicles and expires at the five year mark.
 

StarBug

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The repairs were $25k and the payout was $42k and they totaled it?!

I wish my insurance company was so generous! Who is your insurance company?
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