To trade or not to trade... that is the question

[tiktokbrainrot]

Considering the bath you would take, I would say no. I wouldnt consider turning a key to be a dealbreaker on a car. Now back pain? Leg Pain? Trouble getting in and out? That sort of thing would be a dealbreaker.

Lincoln Mark LT Blackwood?

I'd buy it. Better yet, make the "blackwood" a package. $4k, and you get all the Lincoln soundproofing, all the features cut from the vehicle over the years, and plush seats.

I'd pay for it.

I feel 'ya
I'm in the same boat but I'm smarter no kids no wife!
My life my choice

Same I saw divorce run through family and friends like corn syrup through expensive electronics and have no desire to hit that particular roadbump in life.

IMO, if your roth IRA is not maxed out, and your 401k, 403b, or 457b is not maxed out as well, and your house is not paid for, you should not be buying new cars. Especially when you are young. Cars are an awful investment vehicle (ha).

Might makes right! By 2028 the starting price might be $30K or more. Then again, it might not be.

And the average US wage will be inching closer to $80k as well.

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[Cancunbadlands]

Considering the bath you would take, I would say no. I wouldnt consider turning a key to be a dealbreaker on a car. Now back pain? Leg Pain? Trouble getting in and out? That sort of thing would be a dealbreaker.
I'd buy it. Better yet, make the "blackwood" a package. $4k, and you get all the Lincoln soundproofing, all the features cut from the vehicle over the years, and plush seats.

I'd pay for it.

Same I saw divorce run through family and friends like corn syrup through expensive electronics and have no desire to hit that particular roadbump in life.

IMO, if your roth IRA is not maxed out, and your 401k, 403b, or 457b is not maxed out as well, and your house is not paid for, you should not be buying new cars. Especially when you are young. Cars are an awful investment vehicle (ha).

And the average US wage will be inching closer to $80k as well.

That's a statement youngers should pay scholarship not new cars

 

[Cancunbadlands]

I got it half right, my wife life is good,
Enough.
:’P

She's reading this forum, right?

 

[ScottyC]

...Whatever happened to Korf Ford's King Ranch edition? They put me on ignore because I questioned the price of it.

I am sure due to licensing agreements, they were told to stop.

 

[Cancunbadlands]

I am sure due to licensing agreements, they were told to stop.

Why?
It's not Yellowstone

 

[Hot Runr Guy]

Why?
It's not Yellowstone

It's bigger than Yellowstone,,,,,

https://king-ranch.com/

https://king-ranch.com/operations/licensing-partnerships/

HRG

 

[ScottyC]

@Cancunbadlands .......this

It's bigger than Yellowstone,,,,,

https://king-ranch.com/

https://king-ranch.com/operations/licensing-partnerships/

HRG

 

[icegradner]

IMO, if your roth IRA is not maxed out, and your 401k, 403b, or 457b is not maxed out as well, and your house is not paid for, you should not be buying new cars. Especially when you are young. Cars are an awful investment vehicle (ha).

Given the price for a good used car now days, this isn’t always the best route anymore. When I was looking for a used truck that was worth buying it was going to cost as much or more than a new Maverick. The new vehicle also had much low finance rates. In an ideal world people would only buy when they have the cash on hand, but with the modern cost of living it’s not very realistic for young people just starting out to do that anymore.

 

[tiktokbrainrot]

Given the price for a good used car now days, this isn’t always the best route anymore. When I was looking for a used truck that was worth buying it was going to cost as much or more than a new Maverick. The new vehicle also had much low finance rates. In an ideal world people would only buy when they have the cash on hand, but with the modern cost of living it’s not very realistic for young people just starting out to do that anymore.

As a Young(er) person, I cannot agree at all.

There are plenty of used cars for WAY less then a new maverick. You dont need a truck. Unless you work construction, you dont NEED a truck. You WANT a truck. And if you dont have your retirements maxed out, you shouldnt be buying a new or used truck, you should be buying a $10-15k toyota Camry and driving that thing for 400k+ miles. Plenty of those on the market, most of them are at 50-60k miles. 10 years ago when I was 20, it was the crown vic and impala that were the king of used value, and if you can find a low mile grandpa car, they still are, but theyve gotten rather rare.

Just think of it this way: for someone who is 20, the extra $10k between a used camry and a new XL maverick would be worth over a quarter million dollars at retirement, and that's before adjusting for inflation. 40+ years of compound growth is INCREDIBLY powerful.

If you dont have your retirement accounts maxed out, you have no business buying a new car. You have to get your life in order first. Even then many would consider buying new a complete waste.

 

[icegradner]

As a Young(er) person, I cannot agree at all.

There are plenty of used cars for WAY less then a new maverick. You dont need a truck. Unless you work construction, you dont NEED a truck. You WANT a truck. And if you dont have your retirements maxed out, you shouldnt be buying a new or used truck, you should be buying a $10-15k toyota Camry and driving that thing for 400k+ miles. Plenty of those on the market, most of them are at 50-60k miles. 10 years ago when I was 20, it was the crown vic and impala that were the king of used value, and if you can find a low mile grandpa car, they still are, but theyve gotten rather rare.

Just think of it this way: for someone who is 20, the extra $10k between a used camry and a new XL maverick would be worth over a quarter million dollars at retirement, and that's before adjusting for inflation. 40+ years of compound growth is INCREDIBLY powerful.

If you dont have your retirement accounts maxed out, you have no business buying a new car. You have to get your life in order first. Even then many would consider buying new a complete waste.

I run a gardening business I very much need a truck, but thanks for your advice. I’m also 40, not 20.

For a 20 year old college student that is great advice, and it’s what I did at that age. Things were way cheaper back then though. A good used car now is $15-20k, it’s a different world.

 

[Cancunbadlands]

It's bigger than Yellowstone,,,,,

https://king-ranch.com/

https://king-ranch.com/operations/licensing-partnerships/

HRG

Ah! I never heard about that ranch!

 

[Cancunbadlands]

@Cancunbadlands .......this

Roger that
I need a Netflix series to learn about that ranch

 

[Butterscotch]

Just another thought....check the dealerships (google the shit of them) and see if you can find a dealer that is selling off their courtesy vehicles. These are usually the high end version with just about every option. See what carmax will give you for yours and see if it fits what you are trying to do.

You can't take your money with you. If you have kids and you've already raised them then you're done with that (raised 3 on my own). Make yourself smile....it makes people wonder what you're up to.

I've found lots of 2026 XLT and Lariats all optioned out strating at 32K up to 41K all across the country.

Remember, if you get one and don't post pictures then it doesn't exist

 

[Hot Runr Guy]

You can't take your money with you. If you have kids and you've already raised them then you're done with that (raised 3 on my own). Make yourself smile....it makes people wonder what you're up to.

Exactly! This is what some of the wanna-be Dave Ramsey's don't understand. We've already raised our kids, paid for College educations so they don't have any student loan debt, paid for weddings, and provided substantial down-payments for their homes. And yes, live in a paid-off house.

And they think I'm going to listen to their advice and not buy a Tremor? Hahahaha!

HRG

 

[The Cyber Orange Guy.]

Trade or don't. Every reply will be THAT person's opinion based on what they would do. It's none of my business what you spend your money on. I worked with a man who never bought a car under 10 years old, never went on a vacation, never went to a concert, never went to a baseball game, a movie, nothing but food shelter and clothing. He was saving every penny for old age so he could "enjoy life". He fell asleep driving home after the graveyard shift and hit an overpass support killing him. No spouse, no children, no siblings or living parents. Have no idea who ended up with his money but at least he died with it in the bank. Point being life is short, live it.

I knew some like that, It was a lil lady on the family she used to be house keeping, working all week long, did few tricks and got like 3 houses and in good places, she died around 51ish, kids kept the homes, one was so mad few years later that because he didn't wanna pay the mortgage he lost a almost fully payed home, now he's been renting like for 10 years straight.

Knew another one on the family too, started renting a room to afford food and pay bills, she ended with like 50 houses for rent, she was so cheap that used to old clothes from everyone to "save money" according to my mom she was great according to me she lived miserably. Died full of money but living so cheap even broke ppl wouldn't dare to.

I'm 100% with the crew that says to wait specially with the new truck coming in the next 2 years, but at the same time only you know how much you want it and your Financial situation.

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