as long as there is no physical damage they would be hard press to deny a claim for something that should be covered.Does the literature define what "off-roading" is? OHV trails out in Hungry Valley or Hollister Hills are smoother than some county gravel roads. I'd be pretty annoyed if Ford denied a claim for suspension, steering, or drivetrain parts because I went "off-roading", when in reality I live down a 1-mile, county-maintained, gravel road that has washboarding so bad it'll shake your fillings out.
But even then, breaking something while off road in a stock Maverick, FX4 or not, probably means the driver was grossly negligent. If the going gets dicey, you'd want to be going so slow that body damage would be more of a concern than breaking a CV axle or something.
Remember that warranty is for "manufacturer" defect not for early failure due to use or unforeseen circumstances.
One of my buddies had some squirrel chew some cables that then shorted out and killed the ECU, took it to the dealer and was given a 20k estimate for the repair(brand new vehicle with less than 5k miles).
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