My maverick now has salvage surname.

[pigsareus]

You a right. Many cars on the road have scratches outside and bent crumple zone inside, if it does not affect the geometry of the whole frame it is fine. Just nest accident in the same spot will be harder for the car and driver. The light is already fixed. I am driving the car as a salvage. So insurance removes comprehension and collision from coverage, but after I make a rebuilt title they will return coverage back. I decided to pay for the original as lol as bodyshop bought this part. Also, I paid for the assembly. Insurance paid for the disassembly.

surprised insurance would even issue a policy - what if the frame damage eventually causes some accident and you are seriously injured, not sure why they would buy into any of this.

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[ZLoY]

surprised insurance would even issue a policy - what if the frame damage eventually causes some accident and you are seriously injured, not sure why they would buy into any of this.

Insurance not checks used cars for frame damage. Many damages were not reported to insurance. So a lot of cars like mine is fully insured.

 

[Camlt12010]

Sounds like the right decision. Had a Sports Car with similar situation but Insurance company would not commit to me buying it back. Not loosing sleep over it but there are at least 1/2 dozen Mavericks on this site with minimal rear-end damage that were totaled.

The lack of a frame and thin sheet metal is a price you pay for a low price truck... You can push the Maverick's thin body panels almost anywhere with your finger and see the thin sheet meta

 

[ClemsonU88]

I guess it's too late for you, but for anyone else in this position, I think I would have taken the $40k and bought a Lariat from Carmax with less than 10k miles for $38k.

Then you have essentially the same vehicle with a clean title, the warranty, and an extra $2k. But that's just one guy's opinion.

 

[ZLoY]

Will be easy to do PDR job if needed. On big truck is hard to unbend body back.

 

[JimParker256]

Sounds like the right decision. Had a Sports Car with similar situation but Insurance company would not commit to me buying it back. Not loosing sleep over it but there are at least 1/2 dozen Mavericks on this site with minimal rear-end damage that were totaled.

The lack of a frame and thin sheet metal is a price you pay for a low price truck... You can push the Maverick's thin body panels almost anywhere with your finger and see the thin sheet metal.

Not sure a body-on-frame truck fares a whole better in these situations, as far as insurance goes... I've had two full-size trucks that had seemingly minor accidents that tweaked one of the frame rails (a RAM and a Chevy), and both were totaled because neither manufacturer would allow the frame rails to be straightened.

My son was driving in both cases. In the Chevy, another driver ran a red light and hit the front of the Chevy. He he was making a left turn (with a protected green arrow - red light for the oncoming car) at the time. The frame rail damage was behind the front wheel, where the rail curves upward for axle clearance. Body shop says they've repaired dozens of older trucks with that type of damage, but since it was under warranty and repairing a "no repair" area of the frame would have voided the warranty (per Chevy), insurance totaled it. Hated to see that one go... My wife LOVED her truck, and the son borrowed it for a "hot date" to impress a girl - who probably wasn't very impressed, since he learned later that SHE drove a brand new Lexus...

The other incident was more "disturbing" to me. Same kid ran off the side of a winding country road (probably driving too fast, but won't admit it), and dropped the front right wheel into a pretty deep drainage ditch. It was resting on the frame on the ground... He called a buddy who came and pulled him out with his 4WD truck / winch. Somewhere in that process, the frame got a very small "kink" in it - again behind the front wheel. This one was undetectable to my naked eye, but you could (barely) feel it when you ran your fingers over the frame rail edge. Had it at a body shop to fix / re-attach the plastic around the front bumper / quarter panel by the front wheel when they found the damage while assessing the repair. Totaled by insurance company - no repairs authorized to the bed rails. Even if they could have repaired it, it was an older, cheap truck (I did say RAM, right?) that just wasn't worth repairing and keeping with a salvage title.

 

[710-oil-614]

Tough to say no to the $40k but I wouldn't bat an eye at driving a relatively free Maverick hybrid.

 

[commadorebob]

Your choice. I personally would have taken the $40K. But I'm also risk adverse. So, cutting the cord and dumping the profit on any other vehicle would have been my course of action.

Good luck.

 

[pigsareus]

Insurance not checks used cars for frame damage. Many damages were not reported to insurance. So a lot of cars like mine is fully insured.

well that's good but somewhere you'd think that when the ins co salvaged the truck they would have put in some notations - possibly then fed to the SOS - that it was salvaged due to the frame damage. But, good for you - I probably would have taken the 40k , how much did you have in it?

 

[realshelby]

That will cost a LOT less than $2-3,000 to have a frame shop pull that into alignment. Shop around.

 

[volksnuts]

Seems like a bad call to not take the money and acquire another new Maverick to avoid all the future headaches you are sure to come across

I understand something less easily replaced (like when my dad’s Corvair collection was flood totaled during Harvey) but for a brand new vehicle that could benefit from a factory warranty?

Especially a hybrid

But that’s just my opinion and I feel bad about adding my opinion to yet another thread full of opinions
LOL

 

[dags1207]

Your choice. I personally would have taken the $40K. But I'm also risk adverse. So, cutting the cord and dumping the profit on any other vehicle would have been my course of action.

Good luck.

I'm in on this. I would've taken the money and run. You can buy another Maverick (even with ADM) and be close to the same without having to worry about future warranty, coverage or issues.

Peace of mind sometimes is worth a hell of a lot more

 

[Ron Neal]

So basically liability only insurance. Will they still cover medical?

I think personally I would have taken the 40 Grand and then tried to purchase the truck from the salvage yard...

It will be fun to watch your rebuild journey.

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If Copart has the vehicle you normally can't negotiate or even bid when it comes up for auction unless you are a qualified bidder. I tried buy a Florida hurricane flood car and since I didn't live in FL nor was a business I would have to find and to pay a bider his fee up front.
I don't feel bad because the car I wanted sold for stupid money anyway.

 

[CTYankee]

If salvage - not. Car is not covered now. Rebuilt title - yes, but it will not be another 40k. My car cost now around 12k. I am still waiting for docs and salvage title.

I'd be curious to know if, in a rear-ender where the other driver is at fault, will the other insurance company pay? It would seem they should but at a reduced value due to the salvage title.

 

[Dpd]

I would have done the same thing . Just replace the rear tail light . FYI you can get an after market warranty if that is worrying you, prior to purchacing my Maverick new I have had 5 rebuilt title vehicles I have no problem purchacing a vehicle like yours. Someone told me a while back that you purchace the car not the title, good luck to you , Dom

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