Insurance rates in California

[Mav2023]

Hi everyone I did call my State Farm I got $93 month It’s that a good rates

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[BearyArizona]

$93 a month is definitely pretty good, but is that only barely covering minimums or more than that? Does it include windshield replacement or a rental car if yours is out of commission? What are your deductibles?

 

[Mav2023]

$93 a month is definitely pretty good, but is that only barely covering minimums or more than that? Does it include windshield replacement or a rental car if yours is out of commission? What are your deductibles?

Yes it does cover rental full coverages

 

[Mavreezy]

Hi everyone I did call my State Farm I got $93 month It’s that a good rates

That's a good rate. I'm also in California and my rate went up $13 at the beginning of the new year. I'm currently paying $122 for full coverage and a $0 deductible. Rental and roadside assistance included.

 

[Mav2023]

That's a good rate. I'm also in California and my rate went up $13 at the beginning of the new year. I'm currently paying $122 for full coverage and a $0 deductible. Rental and roadside assistance included.

Ok thank you

 

[The Real Maverick]

That's about what I pay. Within a few bucks.

 

[ladyhawkgt]

thats's a great rate. what are your limits?

 

[gp1200x]

I live in NY and pay just under $800 a year ..more than minimums, 1000 deductible with full glass and I think that is way too high.....I had three cars 1 1/2 years and was only paying $1200 total for all three with only 1 having full coverage. This truck went from $720 to $785 for this years coverage..10% increase in one year!

 

[glohworm]

It's insane what I have to pay here in a Chicago suburb. I have full coverage from Pregressive, with $1,000 deductible. I'll be 80 in May and I've been driving since 17, and I've never had an accident! Just received my 6 month policy renewel.....$969.50!

 

[todd92]

Without knowing the liability limits or deductible amounts, impossible to compare rates.

 

[OleFordGuy]

Without knowing the liability limits or deductible amounts, impossible to compare rates.

Yep, that's 100% correct. You can have a low premium but shit for coverage. The OP's stated premium could be a OK premium in California, I don't know, but regardless where, the coverage is what should be focused on first. Cause an accident say with a real expensive vehicle or two, Lord help causing a multi vehicle pileup with injuries you'll be in a world of hurt with crap coverage like $25,000 per person and $50,000 per accident for bodily injury and $25,000 for physical damage.

IMO in today's world one should really have like $250,000 per person for bodily injury liability; $500,000 per accident for bodily injury liability; $250,000 for property damage. Just my thoughts/opinion.

 

[Decayed]

What's the coverages and limits? And where are you located because I bet you aren't in los angeles county.

 

[MetalsGeek]

I pay $77/mo in the LA area, but I have other policies with SF and also a $1000 deductible. Comparing my claims to my premiums for the last 50 years, I would have saved a HUGE bundle being self-insured, but then the whole concept is all about "what if"...

 

[Montana]

I mean, I can get my rate down to $60 a month - but the coverage sucks lol.

With everything being low/zero deductible and opting out of stuff that I would only want if I was towing full time for a small business, my rates are not bad. Checking with other companies for the same deductibles and features it's still cheaper than State Farm or Progressive. I honestly haven't checked anywhere else.

But... rates have gone up for every company recently, and if yours have not, expect them to. Their excuse is they "over estimated" the market. Or under estimated or some cheesy BS line...

I have USAA and it's becoming not so great to be honest. Lots of complaints about the rates going up faster than other companies and the customer service not being what it used to be. It shows in their current marketing too. I give it 5 years before they are offering insurance to anyone.

 

[CAMAVERICK]

Hi everyone I did call my State Farm I got $93 month It’s that a good rates

Hard to say if that's a good rate or not because we don't know the details like deductibles, amount coverage, medical..... I pay $105/month full coverage 300/500, $100 deductible on collision & comprehensive, medical coverage,property damage, uninsured & under-insured coverage.

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