My cousin had a wonderful time with my Lariat last night 😭

[stoptothink]

I've never once experienced this. I've lived with family members as an adult, had other family members live with me at times as well and never had this happen. The only time I've had a second name on my insurance was my very first car and that was because one of my parents co-signed my first loan when I was a teenager. Even now that I'm married my spouse and I each have our own policies on our own vehicles. Not saying it isn't plausible, but it would be a first for me hearing that and I've lived and had insurance policies in Illinois, Texas, and Missouri, all times that I lived with other people. Some roommates, some family, never added any to my auto policies.

https://www.carinsurance.com/kb/do-...ren live with,that they were properly covered.

https://www.4autoinsurancequote.com...d-need-to-be-listed-on-your-insurance-policy/

Apparently it isn't law, but you will get dropped if insurance finds out all licensed drivers in the home are not covered (by some form of car insurance). I think it is pretty safe to assume OP's cousin did not have their own insurance.

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[2cafn8d]

1. Cousin isn't allowed to move back in.

2. His stuff is in bags on the curb for him to pick up.

3. Sue him in civil court, because technically he stole your car and destroyed it, whether on your insurance or not. He should be held liable for the cost of your deductible, the payments your make while unable to drive the car, and loss of value on a brand new car because he was a douche canoe.

Personally, I think that he is lucky to still be breathing.

 

[Autonomous]

Is insurance or Ex-Cousin gonna provide a loaner? E-C gonna pony up for added insurance payments down the line?
Blood is not a pass for bad behavior, theft, disrespect etc.

 

[jtpc2021]

Yall really think this thing is totaled??

It is if parts take longer than 6 months. Hoovie’s Jeep was totaled when it wasn’t too damaged due to this rule most insurance companies have/had.

 

[Ringo]

Family members seem to always be great. Great to have, or great to avoid !

 

[Mainer500]

My cousin had a wonderful time with my Lariat last night

So some members said that it should be totaled, not sure BUT I’m wondering how the unibody held up with all that damage and how it’ll ride after it’s fixed. Also, I’m surprised that the muffler was still on the truck. Either way I’m sure it’s gonna ride better then the one that hit the 18 wheeler

 

[Bret Maverick]

Actually I add him to car insurance policy since he lives with me but last night after I was sleeping he took the key and went out to drive off road but unfortunately he drove on a private property and got the tire blown up by barbed wires . He got arrested and got two tickets for reckless driving and the other one is for driving off road on private property.

When does the ass kicking begin?

 

[66six]

Whats the big deal ? the guy went out and had some fun ... Too bad he didn't make a video ... if it wasn't for the barb wire he would have had a blast ... Also it's a 20 K. truck ...

 

[bgillen35]

Why always the "BLACK" sheep?!?

On today I learned....

The term "black sheep" dates back to a 1535 translation of the Bible: "All blacke shepe amonge the lambes." Genesis 30:32. In the context of this verse, Jacob is negotiating his wages to which he was offered all the black sheep among the lambs. This is referencing the fact that the fleece from black sheep are harder to dye and are thus less valuable compared to white sheep fleece which is more susceptible to dyes.

The first use of the term black sheep as a phrase to indicate odd ones out or people with undesirable attributes was in 1600 by Thomas Shepard in the book, The Sincere Convert. "Cast out all the Prophane people among us, as drunkards, swearers, whores, lyers, which the Scripture brands for blacke sheepe…"

 

[JBnorthTX]

I never said it was to make money or to break even, just said it was possibly a stunt. I would presume any responsibility for property damage falls on the "cousin", while the OP can just pocket a check.. I dunno.

Play a stupid game, win a stupid prize.

The only stunt I can think of is trying to add the cousin after the accident so the damage would be covered. However, in this case the date the damage occurred would be fully documented because of the arrest, so I don't see it being possible.

 

[Autonomous]

Whats the big deal ? the guy went out and had some fun ... Too bad he didn't make a video ... if it wasn't for the barb wire he would have had a blast ... Also it's a 20 K. truck ...

Leave your keys in the ignition so a local can take your best vehicle for a joyride and smash it up tonight. M'kay?
Or are you not okay with that? Would hate to think someone here is a hypocrite.

 

[bgillen35]

I'd like to extend my most sincere gratitude to you with regard to the efforts you provided and the in depth research you did to address my earlier missive.

Thank you Reverend

My pleasure!

 

[JennyJoannSuebeeMcNash]

My 2002 Honda Civic didn't even look this bad after giving it to my teen daughter as her first car with 120K miles on it, and getting it back half a year later with 175K miles on it. Your cousin is a mo-ron.

 

[TSAINTS1115]

Red Forman, my spirit animal!

 

[TSAINTS1115]

My cousin had a wonderful time with my Lariat last night

Ok..........remember thie first thing is to slightly bend at the knees and waist and try and stay loose. Otherwise there's a good chance of pulling a muscle digging his grave.

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