Totaled Maverick crash but safety measures let owner walk away with only soreness

[volksnuts]

So lets say that some jerkwad totals your Maverick, and you're not in a no-fault state, and its totally 100% their fault.

Car insurance on used cars are supposed to give you "replacement cost", but to actually replace it means they would have to look at what they are selling for at dealerships right this second, which is way over MSRP. However, legally they can get away with offering as low as 80% value of blackbook is what I was told, at least in Texas. But who knows how low that is. Usually they try to avoid that as such disputes create lawyer billing time and that's not profitable, but these are weird times.

I have a strong feeling that whatever the insurance's first offer is, dispute it as it'll be too low. I've only had a vehicle totaled once, and their insurance also low balled me so I sent 5 examples in my area that were equal condition and what I expected as a minimum, and they luckily agreed to that sum which was several thousand more than their initial offer, but that was even back in normal times.

Depends on the insurance company and the relationship you have with them

Sponsored

 

[IwannaMav]

That's my order Area 51 XL.

Glad the occupants we're ok. Cab looks unharmed. Now they can wait for a MY23 or buy one off a lot with high ADM

 

[RussellP IL]

Im off to start a thread to gauge if it’s a good idea or not to just pay it so I can get one while waiting for my order to come in

i did it...5k m/u puke, but im driving an xlt eb...waiting on a hybrid ordered 10/21

 

[Area51BS]

What’s the markup on that used Mav?

No mark up. MSRP

 

[Area51BS]

So lets say that some jerkwad totals your Maverick, and you're not in a no-fault state, and its totally 100% their fault.

Car insurance on used cars are supposed to give you "replacement cost", but to actually replace it means they would have to look at what they are selling for at dealerships right this second, which is way over MSRP. However, legally they can get away with offering as low as 80% value of blackbook is what I was told, at least in Texas. But who knows how low that is. Usually they try to avoid that as such disputes create lawyer billing time and that's not profitable, but these are weird times.

I have a strong feeling that whatever the insurance's first offer is, dispute it as it'll be too low. I've only had a vehicle totaled once, and their insurance also low balled me so I sent 5 examples in my area that were equal condition and what I expected as a minimum, and they luckily agreed to that sum which was several thousand more than their initial offer, but that was even back in normal times.

Must ask for diminished value

 

[Shakesbear]

I wonder where you saw the other one?????

Thank God every has walked away from them

 

[Egz]

If anyone is curious, there are 7 for auction right now on Copart

https://www.copart.com/vehicleFinde..."watchListOnly":false,"freeFormSearch":false}

 

[dviousdave]

RIP Maverick

 

[TRUCKHEF]

how much for the black interior?

 

[JSanchez]

Anyone know the backstory on this one?......

Updated with info from @JVolpe

Jesus Christ! A 2500? And both were totaled? Damn! I knew these Mavs were good when it’s Bronco Sport sibling rolled down 400 ft off Black Bear Pass with its occupants safe and mostly unscathed.

 

[SpacemanSpiff]

how much for the black interior?

Heavily discounted due to the large poop and urine stain on the driver's seat.

 

[Clark6]

Well was the 360 even working? Ford 2500 & Ford Maverick? Seems to be sibling squabble... Big brother was getting Jealous...... Glad everyone is ok though.

 

[JennyJoannSuebeeMcNash]

Between this one and mine there is a whole Maverick to be had!(mine needs a new dash. Bet his does too)

Dang. I should have asked if you still have the rims and if you want to sell.

 

[Mikknj]

Anyone know the backstory on this one?......

Updated with info from @JVolpe

IS this truck too fast? Why are so many crashing?
I'm so sorry to see this happened. So glad driver walked away .

 

[TacoHolder]

IS this truck too fast? Why are so many crashing?
I'm so sorry to see this happened. So glad driver walked away .

There's no such thing as a car that's too fast. Only small brains, heavy feet, and bad luck.

Sponsored