T-Bone accident at red light. Can it be fixed if so how much?

Ali_Alsarraf · Oct 2, 2023

My Ford Maverick got t-boned by someone who passed a red light on the day I got it from the dealership. My insurance won't fix it but I want to fix it. So can it be fixed? is it possible? please help.

Ford Maverick T-Bone accident at red light. Can it be fixed if so how much? Image 2023-09-01 at 21.37.35

Ford Maverick T-Bone accident at red light. Can it be fixed if so how much? 2023-09-01 at 21.37.36

Ali_Alsarraf · Oct 2, 2023

PS The guy who t-boned didn't confess and lied to the police (he said: I passed when I didn't have a green arrow). So he's insurance won't pay for it.

Tailender · Oct 2, 2023

Anything can be fixed. How much it costs is another question. You'd have to get an estimate from a body shop but you might be better off buying a new truck.

Jman79 · Oct 2, 2023

Ali_Alsarraf said:
PS The guy who t-boned didn't confess and lied to the police (he said: I passed when I didn't have a green arrow). So he's insurance won't pay for it.

Sorry to hear this, it sucks, but it seems you are ok and that is good news!

I highly recommend a dashcam for anyone on the road! You can get one for like $30 now and that is the cheapest added insurance available.

Ali_Alsarraf · Oct 2, 2023

I was going to but I had an accident right after getting the car.

BigB · Oct 2, 2023

I hate to say it but with the body, suspension and possibly structural damage plus the airbag I think they would probably total it. Hopefully not and I’m glad you’re ok.

gwrace14651 · Oct 2, 2023

Ali_Alsarraf said:
My Ford Maverick got t-boned by someone who passed a red light on the day I got it from the dealership. My insurance won't fix it but I want to fix it. So can it be fixed? is it possible? please help.

Money can fix most anything. The Mav is a unibody frame. If that is bent in anyway it will take a special shop to be able to correct it. I'd would get 2-3 body shop quotes to see what the overall consensus is. Otherwise let the insurance total it and buy something else. Sorry this happened to you and that everyone involved is ok. Accidents just flat out suck.

commadorebob · Oct 2, 2023

If your insurance won't fix it, then cut your losses. It would be cheaper and easier to buy another one.

bobhardy3 · Oct 2, 2023

Ali_Alsarraf said:
PS The guy who t-boned didn't confess and lied to the police (he said: I passed when I didn't have a green arrow). So he's insurance won't pay for it.

Look at the businesses around the accident scene. Ask if they have video surveillance and see if their video supports your claim. My acquaintance had to do that. Bank had the video of his accident. Good luck.

Tim d · Oct 2, 2023

Ali_Alsarraf said:
My Ford Maverick got t-boned by someone who passed a red light on the day I got it from the dealership. My insurance won't fix it but I want to fix it. So can it be fixed? is it possible? please help.

Sorry this happened! Anything can be fixed with enough money and effort.you have to decide if it's worth it to you.and if it will be safe after.ive been driving our caravan over a year after it was totalled from hitting a deer.it doesn't bother me how it looks,it drives fine.

Mini One-Fiddy · Oct 2, 2023

Totaled. Start building your case against the driver to make their insurance pony up.

Ozarkbeard · Oct 2, 2023

Anything can be fixed. You might end up with a salvage title, greatly reducing the value of the truck.

Just me, but I certainly wouldn't get it fixed and keep it to drive.

mav_kev · Oct 2, 2023

Sorry this happened! Also, I wouldn't touch that truck. Going off those photos, don't waste your time or money to try and repair that. What we can't see is any structural damage and since new cars are meant to be sacrificial, it's likely there are some structural issues now. They make more every day and it's not a priceless heirloom vehicle. Let your insurance total it and get a new one. Safer and easier.

IndyHavoc · Oct 2, 2023

Man, looks just like mine (that I also picked up last week). I've been hyper-vigilant fearing exactly your case. So sorry it happened to you. I really like the tip for the dashcam, hadn't really given it much thought previously. With the amount of non-insured drivers...yeah, I may be looking more seriously into one.

son of a ..sven · Oct 2, 2023

Colorado uses 100% as the total loss threshold. The car is considered a salvage vehicle when the cost of returning it to a roadworthy condition is more than the cash value of your car. An insurance company may use a lower value to determine whether to total the car.

T-Bone accident at red light. Can it be fixed if so how much?

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