What should I expect looking at extended warrenty? - Canada

[Juggalo]

Hey all, after scouring the forum, I still didn't find a sufficient answer-

I have a 2025 XLT AWD Hybrid getting delivered to the dealer in about a week after talks with a previous dealer fell through. In my discussions with the dealer, extended warranty, and which warranties varied vastly, and tbh I completely lost the plot of what he was talking about.

My last car was a used Kia Soul, which thank god the original owner put extended on it, otherwise I would have had to fork out thousands over the time I had the car. But, this is my first time buying a car from a dealer, and my second car at that, so I don't really know it's value. So if you could share opinions on that too, that would be sick.

My thoughts are that I should get at least basic extended, it's a primarily commuter vehicle for work, I'm driving in BC, Canada, on the highway through the mountains, about 200km per day, 5-6 days a week for work all year which puts my estimated yearly kms at 60k. and my financing term is 6 years. Essentially, what on earth am I looking at? I am comparing on Ford's website between different coverages, with no prices to prep myself for when I go to to the dealer as a frame of reference.

What are you guys paying - and for what?

Thanks!

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[icegradner]

If you want everything covered, as close to the factory warranty as possible, you need the top tear coverage for the extended. That will cover expensive stuff like the headlights (over 1.5k Cdn to replace), and stuff like that. I'm not sure how comparable prices are, but it's not cheap. I paid over $2k Cdn at a Greater Vancouver area Ford dealer to get top tear coverage up to 80,000km or 5 years, whatever comes first, but that was back in 2022. I suspect it's gone up since then.

 

[dochawk]

I'd be highly suspicious of any extended warranty offered by anyone other than the manufacturers.

And know that factory ESP is an insanely high margin item. From Granger's sale of the US version at $25 ($50?) over, it appears that US dealers pay about 55% of the list price--so shop hard.

 

[Master Blaster]

What are you going to need the extended warranty for? Realistically, its a waste of money. The hybrid-specific components are already warranted for 8 years, the pollution-specific components for 8 years, the drivetrain for 5 years and you have a bumper-to-bumper warranty for anything else for 3 years. About the only things not covered for a long period are the user-caused damage. Use the specified fuel and oil, undercoat it properly, adhere to the severe-service maintenance schedules, don't do stupid mods like jacking it up and this truck will outlast most owners.

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