One less Cyber Orange Maverick in the world…

[Beekeo]

Oh man so sorry to see this!

Sponsored

 

[Rockingchair]

Odds are it will be fixed. But it might be the buyer of the salvage that fixes it!

 

[Drask-CA]

So sad
Sorry for the loss.

 

[Bwicka]

A Convertible speedster is in your future!

 

[Jonny44]

They say it will be fixed! Fingers crossed! 18 inch oak branches landed on both cars. Roof, hood, tailgate, windshield an a-pillars. Gonna be a lot of $!

 

[CTYankee]

They say it will be fixed! Fingers crossed! 18 inch oak branches landed on both cars. Roof, hood, tailgate, windshield an a-pillars. Gonna be a lot of $!

Don't let them start fixing it until you know the not-to exceed repair bill and the threshold at which the insurance company will total it. If the body shop submits supplemental bills that trigger the total loss threshold, you'll end up holding the bag. Here are three ways that can play out if the adjuster or shop isn't good at estimating:

• The shop will still need to be paid from the insurance check for work performed, the insurance company will have the truck, and you'll owe anything the insurance doesn't cover even though you no longer have a truck. Or;
• The insurance company will total the truck and let you buy it back. You'll have a branded title and owe the body shop for any work billed that wasn't covered by insurance. Or;
• The insurance company will pay up to an amount below the threshold and you'll have to cover the difference, but you'll still have a truck with a clean title.

I went through this when my '69 Corvette caught fire. I ended up in the third option because the body shop sent a supplemental bill to the insurance company about 2 weeks before the restoration work was to finish and that triggered the insurance company to tell me they were going to total the car and pay me the agreed value.

In that case, I would still have had to pay the body shop for the restoration work and either let the insurance company have a now-restored classic Corvette or buy it back and be saddled with a salvage title. The shop and I agreed to have them reduce their bill to get under the threshold and I paid the difference in order to have both the car and a clean title.

 

[axl_rose]

Damn man, sorry about that

 

[hellokitty1984]

Don't let them start fixing it until you know the not-to exceed repair bill and the threshold at which the insurance company will total it. If the body shop submits supplemental bills that trigger the total loss threshold, you'll end up holding the bag. Here are three ways that can play out if the adjuster or shop isn't good at estimating:

• The shop will still need to be paid from the insurance check for work performed, the insurance company will have the truck, and you'll owe anything the insurance doesn't cover even though you no longer have a truck. Or;
• The insurance company will total the truck and let you buy it back. You'll have a branded title and owe the body shop for any work billed that wasn't covered by insurance. Or;
• The insurance company will pay up to an amount below the threshold and you'll have to cover the difference, but you'll still have a truck with a clean title.

I went through this when my '69 Corvette caught fire. I ended up in the third option because the body shop sent a supplemental bill to the insurance company about 2 weeks before the restoration work was to finish and that triggered the insurance company to tell me they were going to total the car and pay me the agreed value.

In that case, I would still have had to pay the body shop for the restoration work and either let the insurance company have a now-restored classic Corvette or buy it back and be saddled with a salvage title. The shop and I agreed to have them reduce their bill to get under the threshold and I paid the difference in order to have both the car and a clean title.

Agreed here, I’ve dealt with this before and prevented totaling by less than $1000 additional.

 

[jesemd]

New cars are so complex and difficult to repair that most body shops don't want to get into beating out dents and actually repairing things. If they can't just bolt on new parts and respray it, they often don't want to get involved. You may have to shop around for a shop willing to take it on or price it reasonably enough that it doesn't get totaled. I wish you luck.

 

[Jonny44]

Did you already get an insurance/repairability decision, or just getting ahead of the curve?

HRG

Jumping ahead. No obligation to the dealer, and they were happy to get the order whether I keep it or not.

 

[colinl]

Jumping ahead. No obligation to the dealer, and they were happy to get the order whether I keep it or not.

that's a very prudent move.

 

[Scupking]

I am curious, how does ruby red compare to my rapid red Maverick?

Ruby is a little darker but it’s similar.

 

[MavGirl!]

NOOOOO! I'm so sorry. Hope the ins co can make you whole again.

 

[Jonny44]

It lives again! Nearly $19k in damages, but now it

looks as good as new!

 

[zach57x]

It lives again! Nearly $19k in damages, but now it

looks as good as new!

LFGGG

Sponsored