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Cherokee

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Post #18
TRUTH !
 

Bob zimmerman

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The only thing that matters is that you walked away from a tremendously heavy accident. All that follows is just white noise.
Thank you for saying that. So true.
Got to keep your life in perspective.
Bob
 

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NedF

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Sorry, this happened to you and the truck! I hope you are not in too much pain tomorrow as the next day is usually the worst. I am impressed at how well the side of the truck seems to have held up (from the picture). When you look at the front end of the car that hit you it must have been flying.

My 91 Mustang did not hold up this well. When I was t-boned the door frame bent up a good 10" into a point and the door crushed in about 12" pinning me in and I had to be cut out with the jaws of life. There were no side airbags back then, so I fractured a few bones.

I hope you have good insurance and there is a new truck in your very near future!
 

TwoTone

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Kid was lying his ass off, I guarandamteeya !
He was texting.
Hope you had gap insurance, if not make sure his insurance knows your likely to develop neck and back issues real soon.
$350 per session three per week for at least 26 weeks.
I shit you not !
This worked for me once.
I got to go pick out a brand spanking new Tacoma at no charge !
To replace my 11 month old one some pecker head hit when he ran a red light.
Almost head on no less.

The strangest thing transpired right after that.

I ended up off work for seven months receiving 70% of my gross pay all while getting FREE Chiropractic adjustments AND massages twice a week for,,,
Wait for it,, drum roll~~~~
about 26 weeks.

Kid gunned it. I bet his rates or his dad’s rates went sky high.
FWIW my Tacoma was totaled and So was his F-150.
His Chihuahua was stuck under the seat
Paramedics had to get him out. :’P

No animals were harmed during the commission of this Crash.
So you like committing insurance fraud.
 

Gullzway

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One of those cases that pays to have "non-insured motorists" insurance coverage on your own insurance. So often those types of brake jobs are DIY or an amateur mechanic.
That just covers bodily injury not vehicle damage, at least in my state.
Thankfully OP was not injured.
 
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Scott Asheville

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Maverick123

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If the vehicle was reasonably new, the black box might tell if there was a brake application. I'm not well versed on when those recorders appeared or what they record. But it's the first thing the insurance company pulls from the wreck.

https://www.explico.com/post/passenger-vehicle-event-data-recorders-what-are-they-and-how-are-they-useful#:~:text=Event Data Recorders, or EDRs,collision severity during a collision.
They record enough that when my friend blew up his Z06 Vette motor at Watkins Glen and had it towed to the dealership, the service advisor called him and said "Uhhhh the computer says you were doing 150mph when the motor blew up ... ?" 😄
 

jsus

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That just covers bodily injury not vehicle damage, at least in my state.
Thankfully OP was not injured.
Per WI Office of the Commissioner of Insurance:

What is uninsured motorist coverage?

Uninsured motorist (UM) coverage applies to bodily injury you, your family, and other occupants of your vehicle incur when hit by an uninsured motorist or hit-and-run driver. It also covers you and your family if injured as a pedestrian when struck by an uninsured motorist or hit-and-run driver. It protects you by making sure money is available to pay for your losses that were caused by someone else. The minimum amount of coverage required by law is $25,000 per person and $50,000 per accident for bodily injury only.

You may want to purchase more than the minimum coverage required by law if you feel the need for more protection. Uninsured motorist coverage does not cover property damage to your vehicle and does not protect the other driver. Your insurer may sue the other driver for any money the insurer pays you because of the other driver's negligence.

What is underinsured motorists coverage?

Underinsured motorists (UIM) coverage increases the bodily injury protection to you and the people in your vehicle up to the amount of coverage you purchase if the at-fault party's bodily injury liability insurance limits are lower than your UIM coverage limits. The maximum amount payable is the difference between the two limits.

Underinsured motorist coverage is not mandatory. Notice of coverage availability is required with the delivery of the policy. Coverage may be rejected. However, if requested, minimum coverage limits of $50,000 per person and $100,000 per accident are required.
https://oci.wi.gov/documents/consumers/pi-233.pdf
 

Hoagus

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No brakes???
Time for someone to double check that story. Just my opinion.
Glad your are OK.
Yeah, if somebody fixed his brakes, they might be on the hook for all of it.

Receipts, or it didn’t happen.
 

Dukeallen

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Clubs
 
Glad you're ok, but WOW that was a hell of a hit.
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