True, but at least you have free healthcare. Down here in the land of the "free" we don't believe in "free stuff," so most folks pay well over $1000 a month for health insurance. (Some have it partially or wholly subsidized by their employers, through.)
Yeah, I get that, but the person I was responding to said they already had at least two cars... My first "loan" was to purchase a motorcycle to take with me to college. Worked overtime all summer to have it paid off before the school year started, and did. Three days later, it was stolen. And that was the first time I cried as an "adult."
Yeah, this amazes me. I made sure all my kids at least got the chance to do Dave Ramsey's "Financial Peace University." I don't agree with everything he teaches, but it's pretty sound on the fundamentals. I really wish this type of course was taught at the high-school level, and was mandatory for everyone.
While not Dave's program specifically, Alabama now requires a basic financial literacy class for graduation. It was optional when I graduated and barely scratched the surface. The Boy Scouts also require Personal Management for Eagle and my son's and daughter's troops teach them on a regular basis by people who are in the financial sector.
I wish a starter home around me were only 200k. A starter 2 bedroom apartment is closer to double that. Then add another $600-800 a month for HOA fees.
The least expensive dwelling within 10 miles of my current residence is currently listed for $329K (it's a 1000 sq ft condo, with an "unspecified" HOA fee - I didn't ask). Second place is a $479K home that is 1200 sq ft on a roughly 3200 sq ft lot. But if you drive a good bit farther, you can find serious fixer-upppers (read "dumps") for somewhere in the mid-250s. I would hate to be starting out my working life in this area... Apartments are all people can afford, and they jack the rates every year by at least 15-20%. It won't be long before even apartments are not an option!I wish a starter home around me were only 200k. A starter 2 bedroom apartment is closer to double that. Then add another $600-800 a month for HOA fees.
Car payment statistics
Just curious. When did you place your order? TIA
My parents bought their first ever new car in 1987. It had no power anything. The only options were rear window defroster, and fm radio. Didn't even have AC.
A true "safety" issue I can understand, I've seen this as a tech for many recalls such as airbags, fuel leaks, seatbelts, etc., but Ford should be allowed to deliver you a truck with an inoperative trailer lighting connector if you agree to sign a delivery statement documenting that you are aware of the problem and will not be towing with the vehicle until the issue is resolved and the recall closed. This is in no way a safety issue of the operation of the vehicle stand alone, only if and when towing. At the most extreme the dealership should be allowed to remove your hitch and deliver your vehicle . I'm not sure who made the decision on this delivery hold but I'm thinking it's NHTSA or Ford themselves, in either case a little common sense would go a long ways.
Me and about 60,000 of my closest friends all ordered on 9/15/22.
