Scratch and dent rebuild example

[JBL14]

Just interesting how a Mav can be pretty after a totaled collision.
Finally a Maverick under $20,000. Ugh! Salvage title.
Wonder if frame is damaged. Tempting.
I see a lot of rear collisions before Maverick pics but I have not seen many rebuild after pics.
I have never been afraid of scratch and dent appliances but I do not know if insurance will cover this????

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[Redneck Garage]

No, you can't get full coverage on a vehicle that was totaled and declared a salvage car:. You can get liability and uninsured motorist. So..... Generally the vehicle will be worth 40% less, hard to finance and no factory warranty. Depends on price but usually salvage title is best for cars you can pay cash for and you just want to drive

 

[Glen Baker LLC]

Good Luck,
MOST not all insurance companies will not offer collision coverage on a vehicle with a salvage title, even if it has been repaired; they are more likely to only offer limited liability coverage due to the difficulty in accurately assessing the vehicle's value and potential for pre-existing damage after a major repair.

Key points to remember:
Limited coverage options:
If you can get insurance on a salvage title vehicle, it will likely be limited to basic liability coverage, with comprehensive and collision coverage being very difficult to obtain.
Rebuilt title needed:
To even be considered for insurance, the salvage vehicle must be properly repaired and have a "rebuilt" title issued by the DMV.
Higher premiums:
Even if you can get collision coverage on a rebuilt vehicle, expect to pay significantly higher premiums compared to a car with a clean title.

 

[JBL14]

Good Luck,
Most insurance companies will not offer collision coverage on a vehicle with a salvage title, even if it has been repaired; they are more likely to only offer limited liability coverage due to the difficulty in accurately assessing the vehicle's value and potential for pre-existing damage after a major repair.

Key points to remember:
Limited coverage options:
If you can get insurance on a salvage title vehicle, it will likely be limited to basic liability coverage, with comprehensive and collision coverage being very difficult to obtain.
Rebuilt title needed:
To even be considered for insurance, the salvage vehicle must be properly repaired and have a "rebuilt" title issued by the DMV.
Higher premiums:
Even if you can get collision coverage on a rebuilt vehicle, expect to pay significantly higher premiums compared to a car with a clean title.

Yes, I am sure your right.
It is a shame this Mav was totaled but I have not looked underneath.
I looked closely at the pics and common everyday sense shows the frame may not be damaged.
The system encourages grotesque wastefulness.

 

[XL Hybrid Cactus Gray]

The major insurance company I worked for did allow full coverage (collision/comprehensive/UMPD, etc....) on a salvage title vehicle.....BUT, we openly discouraged it.

We explained to the owner that IF that vehicle was ever totaled again, or even a smaller accident, the value of a salvage title would greatly reduce the threshold for vehicle repairs vs totaling it again.

And, when totaled again, the value would be much lower for a payout, despite being repaired prior.

A main system we used was called CCC One, and it would help "value" the vehicle with a salvage title (much lower value).
So, why pay for Collision coverage (typically the most expensive coverage), when it will payout very little.

We only had a few exceptions, such as non insurable at all if a vehicle had ever been totaled from flood damage before (repair status irrelevant).

 

[Glen Baker LLC]

Yes, I am sure your right.
It is a shame this Mav was totaled but I have not looked underneath.
I looked closely at the pics and common everyday sense shows the frame may not be damaged.
The system encourages grotesque wastefulness.

The following is from another Maverick forum, that I follow. Concerning rear end crashes and bent boron high strength lite weight steel.
Seen through the eyes of a body shop owner.

We have the exact same thing in our body shop right now, a scuff on the rear bumper but both unibody frame rails are bent, problem is its made of HSS ( high strength steel) and
Ford wont allow repair or sectioning so its replace only.
We just got the part and its half the truck. We are finding many labor times are not included and am betting that it will now total. There are going to be thousands of totaled Mavericks from minor accidents moving forward. Probably by design.
The assembly picture is a weld on structure that first the old one needs to but cut from the car and the process basically will destroy the bed floor and the rear seat pan after rear suspension, gas tank, interior and all removed.
Simply not worth it, also worth mentioning is the 20k + Carfax that will render it unsellable after completed.

I know you think it's a waste because 90% of the truck still looks good but, the truck did what it was supposed to do it protects the occupants via crumple zones.
As seen in the photo above......
Car dealerships and auto body shops are well aware of that customers like a pretty product.
Could be garbage underneath but if it looks nice that'll make the sale.
Tread lightly and don't be too impressed
by a pretty exterior.
Customers buy vehicle based on looks. Remember the old saying, 'Looks can be deceiving.'

Again good luck with your decision keep us updated

 

[JBL14]

The following is from another Maverick forum, that I follow. Concerning rear end crashes and bent boron high strength lite weight steel.
Seen through the eyes of a body shop owner.

We have the exact same thing in our body shop right now, a scuff on the rear bumper but both unibody frame rails are bent, problem is its made of HSS ( high strength steel) and
Ford wont allow repair or sectioning so its replace only.
We just got the part and its half the truck. We are finding many labor times are not included and am betting that it will now total. There are going to be thousands of totaled Mavericks from minor accidents moving forward. Probably by design.
The assembly picture is a weld on structure that first the old one needs to but cut from the car and the process basically will destroy the bed floor and the rear seat pan after rear suspension, gas tank, interior and all removed.
Simply not worth it, also worth mentioning is the 20k + Carfax that will render it unsellable after completed.

I know you think it's a waste because 90% of the truck still looks good but, the truck did what it was supposed to do it protects the occupants via crumple zones.
As seen in the photo above......
Tread lightly and don't be too impressed by a pretty exterior.
Customers buy vehicle based on looks. Remember the old saying, 'Looks can be deceiving.'

Again good luck with your decision keep us updated

Got it!
Translation= "There is a deep conspiracy to make cars disposable when rear end collisions are sharply increasing" HAHA

 

[JBL14]

Update:
My wife called the dealer and they said it has been "recertified" and now has a "rebuilt title".
I have been bait and switched before on that statement.
I may go to the dealer and get pics of underbody today.
I also found out Safeco has no problem "FULL COVERAGE" insuring rebuild titles.
Hmm.....unless someone here wants it more I may have to investigate further.

 

[Glen Baker LLC]

Update:
My wife called the dealer and they said it has been "recertified" and now has a "rebuilt title".
I have been bait and switched before on that statement.
I may go to the dealer and get pics of underbody today.
I also found out Safeco has no problem "FULL COVERAGE" insuring rebuild titles.
Hmm.....unless someone here wants it more I may have to investigate further.

Go for it.
If it is local, it cost very little to go and take pictures. Bring something like a moving pad with to lay on and take a bunch of pictures. You may even want to bring something like a ruler with to lay against the frame rails and make sure that they are straight.

 

[JBL14]

Went to the dealership. Took pics underneath.
Looked at this Mav personally and I still do not understand why it was totaled. Full size tire seems stuck, but zero frame damage as far as I can tell.
At least I got to touch, sit in, and drive a Mav for the first time. The front wheel drive tires were chirping alot....haha.

 

[ABTremor]

If the spare tire is jammed up on there like that it seems to me that some portion of the trucks unibody structure is still bent/twisted/tweaked in some way.

The only way I can think to ensure the truck is straight is to have an independent body shop put in on a frame machine and take measurements.

If the unibody structure was/is comprimised, I personally would not purchase it for fear of what would happen if another collision were to occur

 

[Glen Baker LLC]

Looked at this

Mav personally and I still do not understand why it was totaled. Full size tire seems stuck, but zero frame damage as far as I can tell.
At least I got to touch, sit in, and drive a Mav for the first time. The front wheel drive tires were chirping alot....haha.

Great pictures.
For comparison.
Here is what my spare looks like under there. I have a lot of room between the teeth and the spare tire. Maybe the spare on that Maverick is bigger

Maybe the Maverick you looked at had a bigger size spare??

 

[The Cyber Orange Guy.]

Let me be clear I never did it, or something close to, but.

According to some reports there's few ppl that fix (properly done) vehicles totalled or declared savage title, after that they go to other states and get clean or at least they remove the savage title out of the record, after that they put it for sale like nothing even happened.
Example of that is when there's a flood and declared total on X place and plenty of those start selling in other states X time later without the the savage title on the record.

My point is, if they get a clean or at least one without the "savage' title you can get the insurance without any problems.

If I'm wrong I'm sorry, is just something that i seen in few reports and YouTube videos.

 

[JBL14]

Thank you for the replies. Gonna rap this up.
FYI. For interested body work people and potential buyers here in Denver etc....

At the dealership, I got on my back for 5 minutes and could not see (pics above) any significant damage to warrant the salvage title.
This Mav being totaled by insurance is a mystery to me.
The rear quarter panel and tailgate appear to be original sheet metal and a lot of bondo.
From about 5 feet the paint job looks great. Up closer, slight defects can be seen.
The plastic bumper is brand new, obviously.
A cold front was coming in and the heated steering wheel and seat that the dealer turned on for me just about melted me like butter...OH HEAVENLY!
I drove the Mav for about 30 minutes fast and slow, seems near perfect.

Bottom line.
The dealer CLEARLY had paperwork started for a rebuilt title, but not yet completed.
Even though the price is starting at about $8000 below average comparables I am going to pass.
The dealer had cars crammed in a corner lot like sardines and turned me off a bit.
Denver is having a snow storm now and reinforced the fact that I do not need another front wheel drive vehicle.
Oh so close to pulling the trigger but some of the replies here about salvage and rebuilds have leaned me to pass.
Thanks again.

 

[Glen Baker LLC]

John,
Thank you for your inquiries. Some things I'll add.
A Heated steering wheel, even here in the desert it gets cold in the morning and at night. Was a non-negotiable item for me. If you have any type of circulation problems in your hands, as I do, you will surely appreciate it.
Heated seats in a Hybrid help until the engine warms up.
Good luck in your search.

Take Care and be safe.
GB

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