Ford Pass Reward "VISA" Question

[Sage]

So, I got an email a few days ago about a VISA and first purchase I would receive 11K reward points.

So, first has anyone received or have this VISA Card and is it legit?

So, if it is legit can I put the whole price of new Maverick on this Card? Will I gain more points doing so?

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[BradnChristine]

So, I got an email a few days ago about a VISA and first purchase I would receive 11K reward points.

So, first has anyone received or have this VISA Card and is it legit?

So, if it is legit can I put the whole price of new Maverick on this Card? Will I gain more points doing so?

Yes, it is legit. It is actually the best $$$ rewards card I have. After you get done with the initial bonus, EVERY year that you spend $6000 in the 12 month period, you get a $200 statement credit (cash). Do that math, and getting $200 for $6000 is a 3.33% cash return! That's without counting the Fordpoints which add up quickly, especially after a couple of purchases at Ford take you up to the "Blue Tier" where you get higher number of points per dollar.

As with ALL credit cards, you'll screw yourself if you carry a balance. I have no idea what its interest rate is, as I always pay it off monthly. You get more points for Auto-related things like Car insurance, gas, etc.

 

[BradnChristine]

But no dealer is going to let you put the truck on the card.

 

[BostonMaverick]

Like most reward cards, the sign up bonus is a legitimate offer if you satisfy the spend requirements.

Before applying you should first ask yourself what actual benefit the Ford points will provide you and do you have a plan in place to fully take advantage of those points once earned?

Next you need to consider what type of credit limit you should expect if approved. Most dealers will only accept a small partial payment via a credit card. You should have that discussion with your dealer before you apply.

If you do not carry a balance forward on your credit cards (outside of 0% promotions) and the points earned are of value, definitely apply for it. If you are not certain how this card fits your portfolio, compare other reward cards that may better fit your lifestyle and spending habits.

 

[Sage]

Thanks for the info. I did look it up and I see No Annual Fee and interest is from 24% -30% on unpaid balance.

Has anyone put as much as they will let you put on the Card.

 

[BostonMaverick]

Thanks for the info. I did look it up and I see No Annual Fee and interest is from 24% -30% on unpaid balance.

Has anyone put as much as they will let you put on the Card.

I cannot speak to the Ford credit card but my dealer let me put $10k down with my AMEX when I had a spend bonus to hit. It was promptly paid off as soon as it posted and my wife and I enjoyed several award flights to Europe later that year as a result. Ask your dealer how much they will allow you to place on a credit card.

 

[Sage]

I cannot speak to the Ford credit card but my dealer let me put $10k down with my AMEX when I had a spend bonus to hit. It was promptly paid off as soon as it posted and my wife and I enjoyed several award flights to Europe later that year as a result. Ask your dealer how much they will allow you to place on a credit card.

Yep, I will do that on Monday. They might know if I can use Ford Pass Visa C with purchase as well. It might benefit applying for FPVC if there would be worthy amount of saving and points in doing so.

 

[BostonMaverick]

Yep, I will do that on Monday. They might know if I can use Ford Pass Visa C with purchase as well. It might benefit applying for FPVC if there would be worthy amount of saving and points in doing so.

I have yet to meet a dealer that will not accept a credit card as payment for portion of the balance due. My dealer was ok with me putting $10k on my AMEX because I offered to buy the Ford warranty as part of the deal. They were very competitive with Flood's warranty pricing and I earned 110k points.

Personally, I feel there are far better rewards cards in market that offer much better redemption value than the Ford Visa. My main advice is to do your homework and don't simply get the Ford card because they offer bonus points. Apply for the card that offers the best reward program for your lifestyle. That may be a cashback card. It may be a low APR and balance transfer card or it could be a point reward card that makes the most sense. Dealers usually accept all credit cards. Good luck!

 

[Sage]

I have yet to meet a dealer that will not accept a credit card as payment for portion of the balance due. My dealer was ok with me putting $10k on my AMEX because I offered to buy the Ford warranty as part of the deal. They were very competitive with Flood's warranty pricing and I earned 110k points.

Personally, I feel there are far better rewards cards in market that offer much better redemption value than the Ford Visa. My main advice is to do your homework and don't simply get the Ford card because they offer bonus points. Apply for the card that offers the best reward program for your lifestyle. That may be a cashback card. It may be a low APR and balance transfer card or it could be a point reward card that makes the most sense. Dealers usually accept all credit cards. Good luck!

Yes, sometimes all the hoop jumping doesn't really pay to do it.

Thank You for your honest response.

 

[Exranger]

Usually 3-5,000 is allowed on a card

 

[Sage]

^ Thanks.

 

[HTX]

I put $3k on it with my latest maverick purchase at Autonation. Pretty sure it was a $5k max with them. FWIW other dealers wouldn’t let me do that or wanted to charge me a fee.

 

[AbnRgr]

I obtained my Ford Visa with the purchase of my first Maverick. I have since purchased two others each time using the card for a $5,000 down payment. 5k was the max the different dealers would permit. As soon as the card reflected the 5k and associated points added to my account, i PIF with no interest accruing. i now stand with over 1K in point credits and blue status. I have yet to find a Ford accessory I’m willing to use my points for. My guess is I’ll hold them for oil changes and unforeseen maintenance down the road. I’ll have to watch myself and assure the minimum card use required in order not to lose my point.

 

[BradnChristine]

Personally, I feel there are far better rewards cards in market that offer much better redemption value than the Ford Visa.

Please share your recommendations. I have a couple good cards with 1.75% cash back, and 3% cash back (on some items)... but getting 3.33% CASH back PLUS Fordpoints from this one for the first $6000 spent in a year is the best I've found in a free card.

Totally not interested in any rewards other than cash/statement credit, but if you can recommend a card with better than this, please let us know.

 

[Baloo]

So, I got an email a few days ago about a VISA and first purchase I would receive 11K reward points.

So, first has anyone received or have this VISA Card and is it legit?

So, if it is legit can I put the whole price of new Maverick on this Card? Will I gain more points doing so?

Yes it is legit. Issued by one of the best banks to get a credit card from. They put the rewards are added to your ford points once a month. It is the only card I carry on me all the time.


Depends on what your credit limit is.

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