Ford Pass Reward "VISA" Question

[BradnChristine]

My personal choice in reward cards are AMEX/Chase varieties because of their flexibility with transfer partners and travel benefits.

If I were to move back to cash back cards my #1 would be the Fidelity Rewards card because of compound interest. After that I would likely consider the Capital One SavorOne, Amazon Prime (with Prime membership), Chase Freedom, or Amex Bluecash Preferred, since I use the AMEX offer portal often.

The Ford rewards card may outperform any of the above cards under the right circumstance. If you value the Ford points it is a good option.

A very important and often overlooked benefit from a credit card is its additional insurance and warranty protections. We had a rather expensive appliance fail just outside of it's warranty period and AMEX covered its full value. Chase's travel insurance benefit was very helpful on one of our recent trips to Europe.

I completely forgot about Amazon Chase and its 5%. I guess Amazon Chase is my highest paying card with Prime. Travel benefits are no longer a use to me. Being retired with dogs, we stay on the ground and travel in the Transit motorhome that pulls the Maverick.
I'll have to check into Fidelity...thanks.

Edit: Let me return the favor and tell you about Primis Bank. It is a checking account (they have two types) and it is free of monthly fees, no mimimum balance, first box of checks free, and it pays 5.07% APY on that checking account. Has all the rest, mobile deposits, etc.

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[40caliber]

I got the card and the dealer allowed me to put $2500 on it, if you spend $3000 in the first 3 months you also get a $100 statement credit. So if you spend $6000 in the first year you get $300 cash back, or 5%. In addition you earn the Ford Points, between the Maverick purchase and Visa points, I was able to use 86000 points to get a $430 discount on the maintenance plan I bought.

Got my $100 credit 2nd month. Wasn't aware of the $300.will read up. I did have 110,000 points. bought a dash cam/install and bed mat so far. 26,000 points left.

 

[MoveOver]

Got my $100 credit 2nd month. Wasn't aware of the $300.will read up. I did have 110,000 points. bought a dash cam/install and bed mat so far. 26,000 points left.

You get $200 for spending $6000 in 12 months since getting the card. This is not a one time offer, repeats each year.

 

[James K]

No greater waste of money in life than paying credit card interest. I pay absolutely everything I can (including my utility bill) via credit card in order to get the cash back. If they stopped the rewards cards, I'd stop using them altogether.

I agree with the exception of not using them if there were no rewards. I'd still pay at the pump with a cc over standing in line at a gas station behind folks buying terrible hotdogs and lottery tickets.

 

[JennyJoannSuebeeMcNash]

But no dealer is going to let you put the truck on the card.

Gotta get a platinum American Express card for that. "Don't leave home (or the dealership) without it!"

 

[nobbyv]

Can attest the 11000 bonus on any purchase promotion is legit; got mine a few weeks ago.

 

[Mike215]

So, I got an email a few days ago about a VISA and first purchase I would receive 11K reward points.

So, first has anyone received or have this VISA Card and is it legit?

So, if it is legit can I put the whole price of new Maverick on this Card? Will I gain more points doing so?

I have it. My dealer had a 5000 limit on credit cards so I was not able to charge the entire truck. I do use it quite a bit when necessary and the points add up. Hoping to get enough for an extended warranty.

 

[PapaRico]

But no dealer is going to let you put the truck on the card.

Dealer has not much to say on that as long as they accept credit cards. I've done it before. They did ask how I was going to pay the card off and I told them none of their business, that the card was good for the amount of purchase and they have signs saying they accept VISA. Of course I hit the bank first thing Monday AM to get my loan and pay off the card

 

[BradnChristine]

Dealer has not much to say on that as long as they accept credit cards. I've done it before. They did ask how I was going to pay the card off and I told them none of their business, that the card was good for the amount of purchase and they have signs saying they accept VISA. Of course I hit the bank first thing Monday AM to get my loan and pay off the card

Good luck with that as my dealer here (Wyoming) would add a 3% credit card surcharge to cover their fees. Hell, the county treasurer charges 2.95% fee for license fees.. Most states that seems to be legal these days.

 

[FahnHup]

I got the offer, says

$100 after $3k spend in 3 months and
$200 after ,$6k spend in 12 months

Does that mean spending $6k in 3 months gets me $300?

 

[mspmms]

Just pay off balance monthly

This is the way.

 

[BradnChristine]

I got the offer, says

$100 after $3k spend in 3 months and
$200 after ,$6k spend in 12 months

Does that mean spending $6k in 3 months gets me $300?

The $200 is an annual thing. I think you'll need to wait til your 12th month to get the $200 credit. I have my $6k finished for this year with my last car insurance payment, so am moving to using my 1.75% rebate card until my 12 months starts over (I think I'm only 10 months in).

 

[BradnChristine]

This is the way.

ABSOLUTELY! Credit card debt is the worst.

 

[FahnHup]

The $200 is an annual thing. I think you'll need to wait til your 12th month to get the $200 credit. I have my $6k finished for this year with my last car insurance payment, so am moving to using my 1.75% rebate card until my 12 months starts over (I think I'm only 10 months in).

What's your 1.75% card?

I've paused on my 2% double cash mainly to earn Alaska miles.

 

[BradnChristine]

What's your 1.75% card?

I've paused on my 2% double cash mainly to earn Alaska miles.

Navy Federal VISA. 1.75% on everything and can collect whenever I want...I use the Ford card usually for gas/food/car insurance.

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