Go to a bank or credit union. There is no law saying that need to finance thru FordeTranslation: they stand to make a lot of money if you finance through them at 10%.
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Go to a bank or credit union. There is no law saying that need to finance thru FordeTranslation: they stand to make a lot of money if you finance through them at 10%.
And yet the protected rates are much better than the vast majority of credit unions are offering today, so there is incentive to convince the dealer to honor the protected rates through Ford Credit. Plus, the dealer should prefer to get the small kickback from the Ford Credit loan deal rather than nothing at all when you bring in your own financing. In that case, they get precisely $0 from financing.Go to a bank or credit union. There is no law saying that need to finance thru Forde
Hahahaha, You must be a dating guru. You can tell everything about a person and dealership at first sight and can avoid any possible deceptions? That my friend, is a superpower. You should be a car agent, like a real estate agent. You could make millions funneling people to just honest dealerships.
In 99% of cases, before these past couple of years, you might be correct. But when it comes to ordering and waiting for a vehicle for many months, how could a person possibly know how they will be treated on delivery day? When the deal is struck, everything may be fine with outstanding Yelp reviews, but after a brutal couple of C-19 years, staff turnovers, and a complete power shift in the supply/demand equation makes it very hard to have leverage in a situation where you are picking up a long-awaited Bronco, Lightening, or Maverick.
With all due respect, after reading your statement about how you got yourself into this situation:Hahahaha, You must be a dating guru. You can tell everything about a person and dealership at first sight and can avoid any possible deceptions? That my friend, is a superpower. You should be a car agent, like a real estate agent. You could make millions funneling people to just honest dealerships.
I feel it is appropriate to say that it doesn't take a rocket appliance to know better than to do a handshake deal with a car salesman, "friend" or not. And I guess different people have different definitions of "friends", but someone who screws around with or borks up a $30,000 deal seems like maybe not really a friend.The deal I made in the beginning was a handshake with one of the owners at the time. He's a friend in the same car club. He neglected to tell me he was selling the dealership, but then again probably didn't think it would take 11 1/2 months to build my Maverick. Anyway, I'm sure he had lots of things going on. I didn't put down a deposit, I didn't have a signed purchase agreement. So I was at the mercy of the dealership. Lesson learned.
It didn't go over my head. We are making separate points. I totally understand your position of not giving business to crooks. I am 100% on your side with that. I have a justice streak down my spine a mile long. And under normal circumstances, I would definitely walk if the deal smelled funny or deceptive.It appears that my entire point went over your head. Has nothing to do with superpowers. I am not talking about predicting or detecting future deceptions, I am talking about the choice a person makes once the deception happens. Each person is free to make their own decisions, me, I will walk if a salesperson lies or gets stupid. A truck is not worth it to me to give my money and patronage to those kind of people. I understand there are some people who get pretty emotional about vehicles and will still just have to have that truck, even if they have to hand over their money to shady salespeople. And those people are why salespeople will keep trying tricks, because it often comes with no risk.
Minitrucknuts may be the best screen name I've seen all day. Yeah, you know how it is, people are great, people are friendly, people will shake your hand and promise the world. But tens of millions of dollars offered to buy his dealership, I think he had other priorities than the friends who ordered cars from his dealership. He was a partial owner and is doing just fine. We are friends through a car club and have talked on many occasions, have sons similar in age, other things in common, like cars. Anyway, heck of a guy. I don't blame him and his partners for selling the dealership. He left me in the hands of his sales manager who is also a heck of a guy, who was not kept on as a manager by the new owners. Unfortunately, in hindsight, we should have documented the deal. But it would not have made any difference to the new owners. So, there's that. I still would have been looking at small claims court to recover the difference. The new owners would not honor deals made by the previous owners. You might have missed that point. I tend to write a lot of words.With all due respect, after reading your statement about how you got yourself into this situation:
I feel it is appropriate to say that it doesn't take a rocket appliance to know better than to do a handshake deal with a car salesman, "friend" or not. And I guess different people have different definitions of "friends", but someone who screws around with or borks up a $30,000 deal seems like maybe not really a friend.
Minitrucknuts may be the best screen name I've seen all day. Yeah, you know how it is, people are great, people are friendly, people will shake your hand and promise the world. But tens of millions of dollars offered to buy his dealership, I think he had other priorities than the friends who ordered cars from his dealership. He was a partial owner and is doing just fine. We are friends through a car club and have talked on many occasions, have sons similar in age, other things in common, like cars. Anyway, heck of a guy. I don't blame him and his partners for selling the dealership. He left me in the hands of his sales manager who is also a heck of a guy, who was not kept on as a manager by the new owners. Unfortunately, in hindsight, we should have documented the deal. But it would not have made any difference to the new owners. So, there's that. I still would have been looking at small claims court to recover the difference. The new owners would not honor deals made by the previous owners. You might have missed that point. I tend to write a lot of words.
Do you live in a world where people are not allowed to express an opinion or emotion about something that happened to them? Or do you just loiter around waiting for it to happen, then pounce on them with your wisdom of how you would have handled the situation?
Waaaay over your head. Nobody needs to buy a brand new truck.It didn't go over my head.
If I could afford to walk away from my deal and pay thousands more, I would have, but I am literally buying the cheapest product Ford currently makes.
This is like a conversation with my liberal friends. I have lots of people I call friends. When you read the whole context, then you can answer many of your own questions. What my needs are and your needs are totally different. Another thing different is I am not making judgments on your needs or your choices in friends. It's been real conversing with you. I am once again reminded why I rarely engage in online posts.Waaaay over your head. Nobody needs to buy a brand new truck.
You didn't engage, you initiated. And what does liberal or conservative have to do with it?This is like a conversation with my liberal friends. I have lots of people I call friends. When you read the whole context, then you can answer many of your own questions. What my needs are and your needs are totally different. Another thing different is I am not making judgments on your needs or your choices in friends. It's been real conversing with you. I am once again reminded why I rarely engage in online posts.
Sorry, I didn't really read all of your comment. But I think you said something about a guy who hung you out to dry in the middle of a $30k deal, and how he is a ''friend'' and ''heck of a guy''. We have different kinds of friends.
And? Not sure why you are stating what is plain for all to see already. At any rate, if a person owns a dealership, there is an expectation that they take care of their customers through the transition, and not just abandon them. Abandoning regular customers is one thing, but abandonin someone you know? That is hardly how real friends treat each other. Lots of people mistake salesmen for friends.The guy stated that his friend sold the dealership, dumdum.
I got screwed by Envision Ford Oxnard too! They are garbage.Yeah, it sucks. Stealership I ordered from changed hands in the 11 1/2 months i waited. New "group" owners would not honor interest rates or price when ordered. I had all the price protection paperwork and printouts of the Smart Vincent screen they need to check the box for the rates. They refused to cooperate. Said they did not have to honor deals made by the previous owners.....It came down to take it or leave it. I took the 3 or 4 hours of them wasting my time to weigh the options and decided to take it. Also the non-negotiable $1300 paint protection scam they refused to budge on. It's pretty funny to think about walking the sales manager through the process of doing it right. Come on, they know what they're doing. They have the keys to your new truck and hold them hostage.
What goes around comes around. Dealerships are going to be hurting in a big way in the next few months and incentives and huge losses are in their future. People remember the bad dealerships and they will feel the pain. Envision Ford Oxnard. Avoid at all costs.
They played the interest rate game with me as well, 10% was the first 4 square paper offer. I challenged and asked for Ford Credit's rates. Came down immediately to 6.99%, which is still high and turns out it wasn't Ford Credit, it was some Allied or whatever bs finance place. In the finance room, they held the 5.9% rate hostage unless I bought their $3900 service plan. F*ck no. I signed the papers and got out of there and immediately contacted my credit union to refinance. 5.9% for a nice long-term without paying extras. If all goes to plan, I won't make a single payment to that other bank and they won't get a dime of interest charges. Plus it'll delay my first payment a few more weeks. Hopefully. What can I say, it's been a rough year. Let's Go, Brandon.
Bottom line, it's a terrible time to buy a vehicle and if you have a good dealership, you're experience will be nice. The bad dealerships will do what they do and life goes on. It cost me an extra $2500 to get my Maverick, but I am very happy with it, and besides the few minutes of venting here and there, I am not letting the stress of the bad deal ruin the experience of owning my truck. I'm getting 49 mpg and accessorizing the heck out of it.
Horrible! Question. How did you get the Smart Vincent info? TIA I would contact the BBB and Attorenys General Office where you reside.I got screwed by Envision Ford Oxnard too! They are garbage.