Repair estimate for my wrecked Maverick

[MakinDoForNow]

That is yet to be decided. That is strictly an estimate. Alabama law is 75% of actual cash value is totaled. The truck had a trade in offer of 33k. That means total is 26k unless they do MSRP in which it is totaled now but I won't settle for MSRP when I have to pay 35 at best if I find one on a lot.

Very Sorry for your loss! FYI my son had the same thing happen to him a few years back and insurance spent $14k repairing his Jetta total was just slightly over that then they spent additional $1800 trying to get check engine light off. Then totalled it and wrote him $19k +/- check. So totaling can be delayed. His took 2-3-4? months. He was just glad his wife was not hurt.

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[STARCOMMTREY1]

I think that sending it to internal claims is standard procedure for totaling. I'll ask my son (contract ins adjuster) when I talk to him. Too bad he did not have replacement coverage.

Alabama law is actual cash value which on this truck has gone up since I bought it

 

[STARCOMMTREY1]

Get a lawyer.

Why?

 

[SnyperX]

Hope your insurance company sues them into poverty. I HATE HATE HATE lazy uninsured motorists.

 

[STARCOMMTREY1]

Hope your insurance company sues them into poverty. I HATE HATE HATE lazy uninsured motorists.

They are already in poverty. He has, had, will have and is nothing

 

[IwannaMav]

Hope your insurance company sues them into poverty. I HATE HATE HATE lazy uninsured motorists.

.

Can't get blood from a turnip.

 

[STARCOMMTREY1]

Just spoke with Body Shop. They have already sent all files and photos over as if the truck will be totaled. They are waiting on AllState to call them back and ask if there would be a supplement of which they are going to answer yes and provide all the missing items and a few more they think will happen when they get into it. Said I should hear the words total from AllState by Friday with the only issue now being AllState figuring out the ACV of the truck which thanks to my high trade in offers has sent the price up up up

 

[STARCOMMTREY1]

UPDATE
Truck has been officially totaled. We settled on 39k for the truck as settlement.

 

[Rob Cactus Gray]

Glad it worked out. You will make out like a bandit

 

[Aherpa]

Right off the rip it is missing the transmission which is stuck in drive(All State said their internal claims will decide that one especially since that sends the estimate to 26k for a replacement that costs 7k), the bed storage box that I have pictures of showing it broken and thats assuming no body work there, the dent in the middle of the bed that the body shop thinks will be a cut out and weld a plate into and blend it in(That will also mean bed liner be redone by Line X), and the upper radiator mounts that I have pictures showing bent and a very likely ruptured radiator plus any surprises that are likely to arise.

Everyone knows that a 'new' car looses 25% of it's value the moment you drive it off the lot.. . . From looking at that repair list, I'd say it's totaled and I hope they do that for you.
Sorry for your trouble.

 

[Deleted member 9167]

Everyone knows that a 'new' car looses 25% of it's value the moment you drive it off the lot.. .

Except OP's truck actually gained value...

 

[STARCOMMTREY1]

Except OP's truck actually gained value...

Gained 15k dollars. Over 50%

 

[rockn]

What a crappy situation indeed. Feel bad for you, I wouldn't want a brand new vehicle with a claim like that on it. That will hurt future resale / trade in.

Diminished Value.

 

[huunvubu]

It was their fault.....but I am using my uninsured as they had none

I thought that "uninsured" coverage has a fixed deductible of $250 not the $400 shown in your repair report.

Is uninsured deductible different in other states because here in Texas it is fixed at $250.

 

[FirstFord]

UPDATE
Truck has been officially totaled. We settled on 39k for the truck as settlement.

Seems fair, all things considered.
Now of course you have to find an equivalent vehicle.

Best of luck!

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