Ford Credit Card and Ford Financing. When to apply?

[bradFORD]

Picked up my Maverick yesterday, financing was 48 months .9%, basically free money to use.

Any hassle with price protection and financing of original order?

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[Eagle11]

I was going to wait until I went to the dealer to purchase my truck to get the Ford financing, my truck shipped 3/5.

You're saying go ahead and get approved for Ford financing online, even though the 0% is No longer offered and is only available when the dealer looks up your Order(incentive Protected.)
Also interested in the Ford Credit Card, only for the rewards back from down payment.

From what I understand is if you ordered your truck why the 0% financing was in place and your truck arrives after it stops you can still get it. I believe Tim talked about this in his video. I always get my financing in place before going to the dealer.

 

[Gullzway]

From what I understand is if you ordered your truck why the 0% financing was in place and your truck arrives after it stops you can still get it. I believe Tim talked about this in his video. I always get my financing in place before going to the dealer.

Thanks. Yeah I've confirmed the 0%, just wasn't sure on the financing since I was going to use Ford.

Guess I could go ahead get approved from Ford and the Ford Credit Card. Just don't want to apply to early for Ford financing and have a delay over 30 days happen, or too late for the Ford Card and not get it in time.

Also not sure if it's matters if you enter down payment information on the Finance application.

 

[Jemers22]

Curious to follow this thread. I'm not familiar with the Ford cc, but wouldn't you do both while filling out the financing paperwork at the dealer?

Dealer qualify you for 0% and mark up the finance rate however they want as long as you agree. So why not get pre-qualified with other lenders prior to going in to the dealership?

 

[maggie06]

Filled out Ford credit app. 2 hours before pickup. Instant approval, got approval code, gave to dealer, very easy.

Didn't Do credit card.

 

[Eagle11]

Filled out Ford credit app. 2 hours before pickup. Instant approval, got approval code, gave to dealer, very easy.

Didn't Do credit card.

THe issue with this, you never know what you interest rate is, when I applied, I was approved, I had to call Ford Credit to find out what I qualified for, I knew it was going to be 0%.

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