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Cracked Windsheild

Randorita

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It's gambling and the house always wins! The only way you win is getting life insurance and dying young!
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HanksGT

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I'll update later today. Got a 1" chip on drivers side. Penske Auto glass Scottsdale with be at my home today to repair it for $83. Gladly paying for it to NOT file a claim.
 

WJOHNM

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Let the insurance pay for it. My wife's windshield oh her 2019 RAV4 adventure cracked and it was 700-800 to replace and recalibrate. We actually got a form of all the tests they did before replacing the windshield, and several said error, or something like that. And then we got one after they were done and everything checked out okay but the insurance paid for the whole thing.
Why are people paying for windshields, don't have insurance?it's a very cheap option on policy, should include calibration.
 

bighap

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Why are people paying for windshields, don't have insurance?it's a very cheap option on policy, should include calibration.
Not all insurance companies are the same. I used to have Progressive and they had a $0 windshield option. When I switched to State Farm they offered no such thing. It falls under your comprehensive deductible, which is $1000 in my case so it's not worth going through insurance.
 

Bobby Chapman

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Sorry for this ,in florida with comprehensive ins. a windshield is covered 100% . Fla statue
 

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HeyBales

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I'll update later today. Got a 1" chip on drivers side. Penske Auto glass Scottsdale with be at my home today to repair it for $83. Gladly paying for it to NOT file a claim.
Wow - that sounds like a good deal on a wide chip.

I've only had the free insurance repairs which have a size limit, but those have been the like 1/8" very minor chips.

I'll be curious when they are done, if it's in a vision path and too noticeable, or actually no/barely any effect.

Mine is far right bottom - totally not a view problem - but I can see it, perhaps better due to extreme angle.
 

Karma

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DavidLs, I had a rock crack my windshield (2025 Lariat). My insurance covered everything at 100% with no deductible due to a newer glass exclusion clause, required in the state of Georgia. I had to use Safelite, however my bill was almost the same as ZABSMAV's in this thread. The recalibration amount was not that extreme. They replaced the windshield with an OEM sound-deadening acoustic windshield, featuring SoundScreen® windshield.
 

HanksGT

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I'll update later today. Got a 1" chip on drivers side. Penske Auto glass Scottsdale with be at my home today to repair it for $83. Gladly paying for it to NOT file a claim.
The smudge in yellow is what's left of the 1" star crack to the upper left of driver vision. I forgot to take a before photo, but it was very rough on the outside, the wiper was pausing over it. Now it is completely smooth outside. Just this tiny mark visibke from the inside. If it keeps the windshield from cracking further I'm happy. $83 OTD www.penskeautoglass.com (Scottsdale AZ). I could have used insurance but don't want to see a jump in rates next month. I was passing their way, on my way home so I stopped in at 2pm and was out within 30 minutes.
Ford Maverick Cracked Windsheild 2025-09-30 Maverick Penske windshield repair
 
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HanksGT

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Why are people paying for windshields, don't have insurance?it's a very cheap option on policy, should include calibration.
Last time we had a windshield replaced, our rates went up a few months later. A repair worked for me this time.
 

Billy2mav

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I used a windshield repair kit from wall-mart. The chip happened back in April, so it's been six months and the repair is still holding. The winter will be the big test.
 

bighap

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You have BAD insurance. My comp deductible is 100, 50 for glass.
I chose my 1k deductible to lower my rate. Do whatever fits you best.
 

tellyouwhat

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So the premium went up more than 3k? Doubtful. My insurance went up because I changed my address. WHY? The company I have locks your rate for 3 years unless you make a change then they raise to the newest rate. When was the last rate increase prior to your claim?
Nope, but the increased monthly will ensure they get their money back and more as the payments keep going but the $3k repair is a one shot deal. Like I said, depends but in my case I def wish I didn’t use insurance
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