Well, CarMax seems to disagree with you. They paid me $36,500 for my '22 Hybrid Lariat with 5600 miles on it...
Are you suggesting that any alternative vehicle in this price range (including the Maverick Ecoboost) will NOT have other maintenance and repair costs over that same time period?
i made 8K flipping my MY22 xl hybrid and put that money towards the '23 hybrid i'm keeping now. just for shit &giggles, i priced the MY23 out at 3K above what i paid with 1200 miles through driveway.com
Historically, hybrids have proven over the long term to have lower maintenance costs than normally aspirated vehicles. (Let alone turbocharged, direct injected ones).
It’s 7% now
I'm 80 and have been through this type economy before. Bottom line is it's do you need it and if you do you will pay it. It's more how long you owe the money than what the rate is. Work overtime or get a second job or whatever but make higher payments than scheduled. One of my nephews paid off his $171k house in 41 months. It's possible that next year 7% will be cheaper than the rate then.It’s 7% now
We’ll, if it comes in September (that means it will sit in San Diego 3 months) my CDs will mature, I’m selling my 2018 Kona for $18k so the loan if needed will be paid in a month. It doesn’t make sense to have a 7% auto loan when you have the money sitting in a 1% savings account.
McArthur Ford will tell us first
Well yes and no in making sense of 7% loan. Are the paid on time as agreed payments needed to keep credit rating up? I have some at that rate or lower for rapid available xfer to checking if needed. I have some in a shipping company stock with variable profit share dividend, no guarantees but last qtr 13.2%. reports soon stock now $0.72 below avg cost. Of all things I am PO'd of having NOT purchased Carvana shares earlier this year for less than $5 per which hit $58 per on July 19 (no risk = no gain
but I made decision 
).
Paying that off in less than 2 months will help my 805 rating..trust me it was NEVER that high before.Well yes and no in making sense of 7% loan. Are the paid on time as agreed payments needed to keep credit rating up? I have some at that rate or lower for rapid available xfer to checking if needed. I have some in a shipping company stock with variable profit share dividend, no guarantees but last qtr 13.2%. reports soon stock now $0.72 below avg cost. Of all things I am PO'd of having NOT purchased Carvana shares earlier this year for less than $5 per which hit $58 per on July 19 (no risk = no gain
Get 3 Cash back credit cards put no more than 24% of credit line on each card then switch to next card while paying each off in full every month. Be sure to put everything you can on the cards instead of checks unless a fee to pay with card is assessed. Insurance, car, homeowners, gas, groceries, fast food, etc. Depending on how they come due I can get up to half of my hybrid first edition 2.25% five year loan 709.18 payment paid.
I don't know what the x-plan discount is.
