What financing APR rates are you seeing?

[pauliepaul]

4.94% for 63 months through credit union

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[BradnChristine]

4.94% for 63 months through credit union

Since many Credit Unions have ways to join from out of area, it is always good to provide the full NAME of the credit union, which might help another. Anything for 5 years under 5% is fast becoming a great deal.

 

[bik77]

Auto Loan Rates | Brotherhood Credit Union (brotherhoodcu.org) 4.99% 60 month. MA

 

[The Flush]

3.99% for 60 months at Loan Rates | Chivaho Federal Credit Union in Chillicothe, OH.

Dealer was at around 7.6% IIRC.

The dealer showed me something saying I have a 869 credit score on whatever system they use.

 

[skadizzle]

I got 3.75% for 60 or 4.25% for 72 at ECU Credit Union. You have to live in Central Florida or work for CVS/Walgreens

 

[Pikey87]

I'm at 2.7%, dealership tried hitting me with 6.99%. I was like, "yeah... That's not happening."

 

[JoeTime]

Preapproved with my bank for 5.8%... Debating going to a credit union where I could probably get sub 5%... I'll let you know what Ford offers me if my truck is ever delivered.

I got my loan through GE Credit Union. $3000 down at 5.49%. Credit score average 750.

 

[Hatonapug]

Went to a credit union and they offered me 5.74 for four year (bank was 5.8 for three year). Ford dealer happened to use the same credit union I went to; so they found out that I had gotten a quote from them when they tried to have them run my credit... so they mentioned that to me at purchase and then gave me the same rate (5.74%) on a five year.

Seems regionally specific because my credit is perfect and no one was anywhere near 5% around here but seeing lots of guys in the 4's and even a few 3's above me.

 

[BradnChristine]

Navy Federal is STILL under 5% for 60 months. Can't last too much longer.

 

[My1stFord]

I'm at 2.7%, dealership tried hitting me with 6.99%. I was like, "yeah... That's not happening."

Where did you get this rate?

 

[Exranger]

6.9 credit union last week, lady said 7.5 or more by April when I’ll need it, if the unicorn arrives! If dealer beats that I’ll go with them.

Pickup truck tomorrow , using wife’s golden credit for a 4.99 rate. She gets 5 stars for being pre approved from credit union. Just added me to the account and they gave us a blank check to give the dealer!! My credit is good but hers is great.

 

[Exranger]

Schools first FCU

 

[BradnChristine]

Navy Federal Credit Union is still:

 

[FriscoTXJoe]

ZERO PERCENT.

ORDERED AUGUST 12, 2021!

Gotta love what was.

 

[dcs12345]

I don't have my truck yet, but I swung by my local credit union and got pre-approval at 5% for 60 months or less. That rate is good until the end of May (my truck should be in mid-May).

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