Ford Credit interest rates for 2025 Maverick?

[ListedGuru]

Just wondering if anyone has recently financed their Maverick through Ford Credit and if so what kind of rate did you get? Looking at 36 or 48 month financing with great credit. Just curious how bad the rate is, lol.

Sponsored

 

[dochawk]

varies by region.

 

[scharris99]

Ford credit isn't giving any deals on the Mavericks because they are selling. EV's get discounted rates. Check your bank/credit union for new car rates, then check local competitors. You then have a gauge to measure what the dealership offers you.

 

[Cherokee]

I financed for 72 months. On 12/31/25 Ford Motor Credit Intrest rate was 5.0%
I said no and found a local bank for 4.5%

 

[Jalopy Technology]

My credit score is over 700 and there isn't a lender, including FMCC, that has anywhere near that rate around here.

The local credit unions are advertising 6.99% to extremely good credit.

 

[ListedGuru]

I financed for 72 months. On 12/31/25 Ford Motor Credit Intrest rate was 5.0%
I said no and found a local bank for 4.5%

5% via Ford Credit doesn't sound too bad on the Maverick all things considered I guess.

 

[Cherokee]

5% via Ford Credit doesn't sound too bad on the Maverick all things considered I guess.

That’s with a pretty good credit number. If you’re under a 750 you’ll be looking at 6% And somewhere around that Ford will most likely go through a bank. To get you a better rate.
I’m pretty sure Ford Motor Credit will not finance someone
if they score below 750

Things change, In December 2020 when I got my 2021 Bronco Sport FMC gave me a 4.0% loan. I was happy but then my score was above 800

 

[Phimosis]

Just wondering if anyone has recently financed their Maverick through Ford Credit and if so what kind of rate did you get? Looking at 36 or 48 month financing with great credit. Just curious how bad the rate is, lol.

In Q3 2024, Ford offered 7.9% with 800+ credit score.

 

[tcosman21]

My local credit union in Minnesota has rates for new vehicles at 3.74% and 4.24% on used vehicles up to year 2016. Just for reference.

 

[Maverick123]

Ford Canada is offering "as low as 4.99%" on 2025 Mavericks right now

 

[TP Mav]

Had a 60 month offer at 5.04% from Ford Finance in Nebraska in April 2025.

Sponsored