I decided on both Premium Care Extended Service Plan and Premium Maintenance Plan. I expect to have my Lariat for 10+ years with low annual mileage. So I went for the 10 yr/60K service plan and 10 yr/8 services maintenance plan. When comparing my dealer with Flood and Granger, the difference was meaningful. My dealer couldn't come within $500 of the alternatives. Flood offered a $100 credit for buying both plans. I chose Flood. For $2730, I feel the health of my Mav is in the hands of Ford for the next 10 years. Granger and Flood business model depends on large volumes. They get $50 for each contract. If they sell 10 to 1 contracts to my dealer, their profit is comparable.
P.S. I also learned that dealer cost from Ford for the plans varies depending on volume. Flood's retail price was less than the cost for my dealer.
P.S. I also learned that dealer cost from Ford for the plans varies depending on volume. Flood's retail price was less than the cost for my dealer.
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