Ford Dealer Financing Rate

[Grumpa]

Help please! Has anyone gotten a rate of less than 5.04 % when financing through the dealer on their Maverick?

Sponsored

 

[Ozarkbeard]

Best rates on in-demand vehicles right now are mostly at Credit Unions.

Or pay cash.

 

[surfstar]

CU rates are around 5% + too most likely

VMFXX - Vanguard Federal Money Market Account earns 5.25%
when your cash can earn the same rate as your car loan, that's a good indication of a fair loan rate.

 

[Bob The Builder]

4.56 at Navy Federal will well qualified buyers. One catch, gotta be a vet.

 

[Dmat]

Had to go by my bank today. Inquired about loan rates and the best they could even do was 7.99. Like I knew wasnt going to be good but dang.

 

[mdub311]

PenFed CU. Don’t have to be government or military to become a member. Best rates I’ve seen. Have beaten even local CUs in my area. https://www.penfed.org/auto

 

[Grumpa]

4.56 at Navy Federal will well qualified buyers. One catch, gotta be a vet.

Best I could do with them is 5.04%.

 

[Bob The Builder]

Best I could do with them is 5.04%.

Same here. I attributed it to the fact that my wife's score was higher than mine.

 

[jcast0311]

At my dealer I was told I could not take delivery of my Mav with outside financing. So I had to go through Ford or one they provide. Unfortunately APR is ridiculously high right now but I waited this long for it… not gonna let them stop me. Plus I’m sure they wanted to keep it because they kept saying “you can always back out.”

 

[Buddha]

Got 3 years at 0%

 

[jsus]

At my dealer I was told I could not take delivery of my Mav with outside financing. So I had to go through Ford or one they provide. Unfortunately APR is ridiculously high right now but I waited this long for it… not gonna let them stop me. Plus I’m sure they wanted to keep it because they kept saying “you can always back out.”

Or you could take their financing and then immediately turn around and refinance with whichever bank/credit union you have pre-approval for.

They won't like it but they can't stop you.

 

[jcast0311]

Or you could take their financing and then immediately turn around and refinance with whichever bank/credit union you have pre-approval for.

They won't like it but they can't stop you.

You are correct and that exactly what we plan to do. Currently looking for a good place. Good to hear Navy Fed has good financing. I need to look into USAA.
I do hear some credit unions have very low competitive APR.

 

[Johnkn]

Best I could do with them is 5.04%.

That's the NFCU rate for 61-72 months, are you certain you want to finance for 6 years?

3 years is 4.54%
5 years is 4.74%

good luck...


.

 

[MaverickEVwouldBeNice]

Got 3 years at 0%

When???

 

[Bob The Builder]

When???

Not today!

Sponsored