Ford credit card vs. Costco's citi

[Maverick2023]

Ok for those who have both which is the better one? I'm debating whether to get a Ford credit card and put a max down payment to collect points so I can buy misc parts. I don't plan on buying or using Ford service for maintenance since I will be doing most of that on my own in the long run. Ford credit card is only good for points and not really giving you cash back which is more important to me. Let me know what you'd do.

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[onetequilatwo]

Just got an FNBO card approved and my plan is for both service and parts as a trailer ball and perhaps a cover when not inserted. May buy ramps and do my own oil changes and believe need a T27? to remove the cover. Not a big deal as have a local guy for service and yes its double to have someone else or perhaps triple to have Ford Service do it. IDK and will find out in 6 months as expect it to take about 10 months or more on deliver of a late October hybrid with Lariat Lux package.