PenFed has gone up a lot, being the fed rate has gone up a lot.Trade in value and the wait are the worst. Ford will most likely honor financing rates and price protection if you met the MY22 cutoff and end up pushed to MY23. When your truck is finally delivered, try getting a quote for from PenFed. They were offering me 0.9% a few months ago, better than any other lender. While I realize things have changed since then, they might do better than 1.9%. Worth a shot.
This is PenFed today:
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