They get nitpicky in the US, too. I had to drop off the Ford winter floor mats for a totalled car or the settlement would've been lowered by ~$75. They were at home since I'd been using Husky Liners.Yes, I had dedicated snow tires mounted on black steel rims. Not sure what the actual tires were. They might have been Nitto. On the bright side, I still have my stock rims from the ‘23 that I can mount new winter tires on for my ‘26.
While making my insurance claim I was going to try to recoup the cost of the winter tires. My claims advisor told me they might get picky and require my original tires and rims if I made that claim including the additional tires and rims.
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So sorry for your loss.