2.9% for 60 Months on MY 23 Mav?

[Falstaff1]

Just was at the dealer today cause my EB arrived and Ford credit rate is 1.99% for 60 months. I Ordered on 11-17-21.

Is that a special incentive rate, a locked in rate at time of order, or their standard rate?

TIA

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[Bob The Builder]

Is that a special incentive rate, a locked in rate at time of order, or their standard rate?

TIA

That was a special incentive when he ordered and was protected.

The current special incentive rate of 2.9% as long as your dealer pushes the right buttons at time of order. He needs to push the "Protected" radio button.

Standard rate for the Hybrid is 3.9% currently and most likely going up to 4.9% after the Fed raises rates again, but who in hell knows for sure at this rate. It just seems logical. Still not bad if you really want a Hybrid. If you drive a lot you will easily make that back is gas savings.

 

[Falstaff1]

That was a special incentive when he ordered and was protected.

The current special incentive rate of 2.9% as long as your dealer pushes the right buttons at time of order. He needs to push the "Protected" radio button.

Standard rate for the Hybrid is 3.9% currently and most likely going up to 4.9% after the Fed raises rates again, but who in hell knows for sure at this rate. It just seems logical. Still not bad if you really want a Hybrid. If you drive a lot you will easily make that back is gas savings.

Thanks. I'm considering using a different dealer but they are far away and in order to qualify for for travel expenses or shipping you cant use the special rates. Thanks for your thorough answer!

 

[Shakesbear]

I got a protected rate of 0%/36mo the first of June. Can't beat that with interest rates where they are today.

That's the one I was going for, but alas, seems unlikely mine will be built in 2022.

 

[skadizzle]

Just was at the dealer today cause my EB arrived and Ford credit rate is 1.99% for 60 months. I Ordered on 11-17-21.

You got the incentive rate for the 22. If we have to put a new 23 order in, we lose those rates and have to go with whatever is available which will be 2.9% for Ecoboost and who knows what for hybrid.

 

[Majoretx]

Dont forget 66mo flex buy is typically at the same rate as the 60mo. I used 66mo flexbuy at protected 1.9%.

what is flex buy?

 

[jsus]

what is flex buy?

Flex Buy
Flex Buy is a Ford Credit-exclusive payment structure focused on providing lower payments for the first three years when compared with a standard retail contract.

Financing That Fits Your Budget

Flex Buy is offered with 66- or 75-month terms. Your first 36 months of payments are discounted by 15% or 18%, while higher later payments allow for your full balance to be satisfied.



The Benefits

No mileage limitations
Freedom to customize your vehicle
Lower payments for the first three years
Build equity with each payment
Two term choices
Two payment discount choices


Flex Buy is unavailable in Maine, Michigan, New Hampshire, North Carolina, Ohio, Pennsylvania, Virginia and Washington, D.C.

https://www.ford.com/finance/finance-options/#flexbuy

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