I haven’t; for general public the best I’ve found was PenFed credit union and they have a 2% 60 month and 2.4% 72 month.Has anyone found a better rate than 1.9% for 60 months?
Do you have a link to DCU? I don’t know what that is but I’d like to check it out.DCU. With an account and direct deposit 1.49% @ 65 mo. or less for Ecoboost, or 1.24% for hybrid.
Looks like it might be this:Do you have a link to DCU? I don’t know what that is but I’d like to check it out.
Correct. And the partner eligibility basically is just you pay $25 or so to one of their associated non-profits when opening an account.
I gave dealer a check for 500 down on Hybrid XLT 9/8 then when I heard 1.9 offer ending 10/4, I talked to my dealer salesman. Later that day he texted me a screen show I was locked in at 1.9 and that screen shot had a vin # and then texted me with build date 11/8. I can't remember signing anything but they cashed my 500 dollar check. Tracking site showed my window sticker on 11/18 and has not changed yet.Anyone concerned about this 1.9%/60 month (or 0.9%/48 month) going away prior to vehicle delivery? Dealership told me the rate can't be locked in until a vehicle is delivered. Since I'm looking at a solid 6 month wait at least, I'm a bit leery...
BS. Chapman said it’s locked in at time of order OR if the rates improve you get that option. Yep got it in writing via an email. Picked mine up last week at 1.9%.Anyone concerned about this 1.9%/60 month (or 0.9%/48 month) going away prior to vehicle delivery? Dealership told me the rate can't be locked in until a vehicle is delivered. Since I'm looking at a solid 6 month wait at least, I'm a bit leery...
Uh, I have no plans of selling so I could care less about depreciation. Other than current times buying a new car was never equitable however the price of the Maverick makes it a deal in my mind. I smile every time I drive mine.Pardon my ignorance, but wouldn't 0%/36 months be a lower rate? Or 0.9%/48 if you really needed a lower payment.
I'd really be hesitant to stretch out the loan on a Maverick for any more than 3-4 years. When supply chains have most of the kinks worked out, these will be a dime a dozen and used units will have depreciated like mad. Only you can properly assess the risk/opportunity cost for your situation of course.