Truck Totaled if wrecked worry

[MostlySafeBear]

Or if you are a female NASA astronaut intent on murdering someone across the country, you just wear diapers and go whenever you feel like it.

That sounds suspiciously specific. Anything you want to tell us about that?

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[TheGriffin1313]

dont listen to these people worry your but off... contingency planning is key to a worryless future when your worry today it make tomorrow less of a burden because you have already worried about it today? And have taken actions to prevent the situation you are worried about. see no worries problem solved

 

[TheGriffin1313]

Or if you are a female NASA astronaut intent on murdering someone across the country, you just wear diapers and go whenever you feel like it.

or drill holes in the Russian end of the ISS

 

[mcc63303]

Better yet, I have ordered a 2023 Hybrid figuring it will take a year for it to come in (if it even does). I'll decide what to do if it comes in.

 

[Timothyd]

Have to wonder how many others worry if they have a wreck with their Maverick it will be "totaled" by insurance co. if cost to repair is high. I have an XL Hybrid that cost me just over $22k. Won't take much damage to get to over 50% value to repair. I can see the insurance Co. totaling the truck and being unable to replace it for what I'd get for it.

Don't worry. You're probably going to get smashed between a semi and a train and go to heaven instantly where you're going to have to explain yourself and the Maverick is going to be a very minor consideration.

 

[GeoJoe]

It's not a question of driving safe and avoiding accidents. It's a question of vehicle value, cost to repair and availability of a replacement. With any vehicle only costing a little over $20k there is a strong likelihood even moderate damage will result in a "total" claim with today's cost of repairs. Then to try to find a like replacement vehicle any time soon in unlikely.

Years ago, I knew someone whose insurance company "totaled" a vehicle he didn't think was totaled. He asked the insurance company if he could buy it back and they allowed him. He drove it for many years after. If you do that, you can only get liability insurance on it because insurance companies aren't going to pay off a vehicle twice. As long as it is a safe dependable vehicle, it doesn't matter if it has a salvage title. Afterall, you know its true history.

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