Is the Ford pass / credit card worth getting

[gstockton]

I have a Nissan Card that gave 5% back on gas and 1% on everything else i used it to pay for oil changes at dealer but they are doing away with it in April

Sponsored

 

[MLowe05]

It seems like a decent card, but no credit card is "worth" getting if you don't need it.. IMO.

 

[pxpaulx]

It seems like a decent card, but no credit card is "worth" getting if you don't need it.. IMO.

Not exactly true. As long as you use a card for expenses you'll pay off each month. Bills, groceries, insurance, etc.

The right card will pay you significantly in rewards. My us back altitude card pays 3% on travel, restaurants and any digital wallet transactions... Which means most in person transactions at this point as long as I use my phone to pay. That 3% is actually worth 4.5% if used for travel purchases as well. While the card does have a $400 fee you get $325 refunded back on travel and restaurant purchases. For $75 a year we get upwards of $1,000 in rewards.

 

[GreenLady]

I got the car just to get reward points for the down payment, getting the car, gas, etc. I’ve used the points to buy the hood deflector and tailgate assist so far. If you don’t pay it off every month it probably won’t be worth it for you.

 

[gstockton]

thanks for all the great replys, i never carry a balance on credit cards, the nissan card was only used to buy gas most of the time i got $15 to $20 a month rebate of course you had to spend it at dealer to get 5% if you got cash back was only2.5% last year i used it to buy nissan oil change special 6 for $199

 

[Dave S]

I have it. Collected enough point for two oil changes in 3 months. Worth it

 

[onetequilatwo]

How long does it take the Oklahoma bank to issue the card. Is there no email, just arrives in the mail? Applied Monday, on Tuesday was alert with Credit Karma that my score change, down 4 pts for a new credit card but still over 800. Curious as there was no email during the week. Guessing it will arrive in the mail about 10 days.

 

[Darnon]

Mine took a few days over a week to arrive.

 

[mspmms]

I have read it is best to apply for the Ford pass / credit card at the same time you are setting up financing through Ford for your Mavrick.

Does anyone know how is that done?

Sponsored