A few minutes ago, the Ford Maverick Incentives for '22 site said 3.9%, ending soon! This is for retail sales from either a turn-in or a stock order. Most of us are price protected on our orders at the zero for three years, .9 for four years, or 1.9 for five years.
Somewhere along the line, people planning on selling their 22's to buy 23's are going to have to take into account these increased interest rates as well as a probable increase in 23 MSRPs. After paying state sales again, the "big" profit from Carvana, etc. is shrinking. Of course, a dealer trade-in reduces sales tax.
It may get to the point that those moved to 23 model year who are price protected on both MSRP and interest rate will better off than those who sell their 22 to buy the 23.
Somewhere along the line, people planning on selling their 22's to buy 23's are going to have to take into account these increased interest rates as well as a probable increase in 23 MSRPs. After paying state sales again, the "big" profit from Carvana, etc. is shrinking. Of course, a dealer trade-in reduces sales tax.
It may get to the point that those moved to 23 model year who are price protected on both MSRP and interest rate will better off than those who sell their 22 to buy the 23.
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