I would say, it really boils down to how long you intend to keep the vehicle. Any trim level, higher than base, is always going to be worth more in residual resale, so it’s not moneys wasted. If you don’t plan on keeping it for the long haul, stick with just the features you need.
I am considering it. My current roll over order is an EB XLT. At present I'm planning on switching to a hybrid Lariat. However, if the prices for the Hybrid and/or the Lariat get bumped up significantly I could decide to downgrade. I like some of the XLT and Lariat features but the only non-starter for me about the XL was the lack of cruise control.
I still think there are just enough things that the XLT has that the XL does not for me to still get an XLT. One big one being they are making more XLT's than the other trims so I am more likely to get it faster.