While I like the XLT wheels best, the real upgrade is purchasing LT tires
these are BF Goodrich - All Terrain T/A - 245/65/17. Now that looks like a truck.
I suggest you take the 23 with the savings of $3600 and extra items included. You probably could make money on it as currently it isn’t depreciating much if any.
Mine is a Hybrid but I think it simply would look better with a 1” lift to level it. It’s all about the look just as the BFG - LT 245/65/17 tires, tinted windows, tinted head lights & tail lights, added license plate to balance the look from the back end & blacked out blue oval on front and back.
I have the XLT Hybrid with BF Goodrich, All Terrain T/A K02 tires, Size - 245/65/17 and I think they look awesome and have gotten up to 39MPG in the city and averaging 37MPG.
I ordered my Maverick September 2022 and took delivery about April 11th 2023 from Dean Sellers Ford, Troy, MI with no issues absolutely no price increase and customer service was awesome.