Enable Insurance-Related Data in In-vehicle Ford Pass

[CSmith]

I am trying to get my State Farm Insurance Drive Safe & Save connected to my Maverick. Ford has partnered with several insurers to allow this to happen. State Farm says I should get a prompt to connect in the vehicle but that hasn't happened. I checked the connectivity settings in the Ford Pass app in the vehicle and it shows four options -

1. Vehicle Connectivity
2. Location
3. Veh. Data & Remote Ctrl
4. Insurance-related Data

The first three are enabled. The fourth, insurance-related data, will not enable. I suspect this might be why the prompt isn't appearing. It could also be a setting only used by Ford Insure (which I don't have nor want).

Anyone know anything about enabling #4?

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[TSAINTS1115]

The DSAS monitor does not interact with the vehicle at all. It would have no clue what vehicle it is in as it's strictly a connection between the monitor and your smartphone via the DSAS app.

 

[jsus]

The DSAS monitor does not interact with the vehicle at all. It would have no clue what vehicle it is in as it's strictly a connection between the monitor and your smartphone via the DSAS app.

OP is talking about allowing State Farm to receive data directly from the car, not an external device.

https://newsroom.statefarm.com/team-up-with-Ford-on-DSS-usage-based-insurance/

https://media.ford.com/content/ford...m-up-to-introduce-usage-based-insurance-.html

 

[CSmith]

This is all new ground for my insurance agent as well. I may have to make calls to Ford about it. Hoping a knowledgeable person might save me the headache...

 

[TedTX]

Odd my insurance phone app
doesn’t use any part of the Ford system.

 

[CSmith]

Odd my insurance phone app
doesn’t use any part of the Ford system.

Not when it is connected to the DSAS monitor that @TSAINTS1115 mentioned. This Ford connected service capability is kinda new in the past year or so.

 

[Sirk]

Did that capability go away in vehicles that Ford deleted the hotspot from?

 

[CSmith]

Did that capability go away in vehicles that Ford deleted the hotspot from?

Nope. The imbedded modem for vehicle telemetrics is still there and is what Ford Pass connects to.

The WiFi modem allowed your vehicle to act as an internet access point for passengers to use instead of their own data plans.

 

[CSmith]

Okay. It looks like I need a bit more patience.

Ford says the process is pretty straightforward.

1. State Farm submits the Maverick for Connected Vehicle services. State Farm says that process is still pending.
2. Then Ford sends the signal to my truck where I need to accept the agreement for the connection.

I just...have....to....wait.... some more! I should be used to this by now...

 

[Deleted member 12286]

I have the State Farm drive safe program.
I have mine installed since April with no issues. It does take them a while to get your vehicle in there system.
Also if you switch vehicles you have to get another beacon. It’s not transferable. I had to when I went from a civic to the Maverick.

 

[CSmith]

I have the State Farm drive safe program.
I have mine installed since April with no issues. It does take them a while to get your vehicle in there system.
Also if you switch vehicles you have to get another beacon. It’s not transferable. I had to when I went from a civic to the Maverick.

I am not going to use the beacon. I am planning to use the Ford Pass Connected Vehicle capability so that the State Farm DS&S program pulls the data directly from the truck without my phone needing to be connected.

 

[Joe Kelly]

You want your insurance Ford and anyone Ford sells the data to to know how you drive and if you exceed the speed limit and how often. This is like the forward looking camera. If you are in the right it is a good thing. If you made a mistake it can convict you. I do not sign up for the discount. Too many speeding reports is a cancellation notice even though you didn’t get a ticket. I feel the same way about the 25 dollar gift cards from my health insurance provider to give them information on my health practices. The carrier is there to cover me not to keep calling me on the phone to make sure I am exercising taking my blood pressure etc. I like my privacy but with blue tooth and wify in the house they can mine all the data they want. I do not volunteer my private info to anyone period

 

[CSmith]

You want your insurance Ford and anyone Ford sells the data to to know how you drive and if you exceed the speed limit and how often. This is like the forward looking camera. If you are in the right it is a good thing. If you made a mistake it can convict you. I do not sign up for the discount. Too many speeding reports is a cancellation notice even though you didn’t get a ticket. I feel the same way about the 25 dollar gift cards from my health insurance provider to give them information on my health practices. The carrier is there to cover me not to keep calling me on the phone to make sure I am exercising taking my blood pressure etc. I like my privacy but with blue tooth and wify in the house they can mine all the data they want. I do not volunteer my private info to anyone period

To each their own. All I know is it is never less than a 10% discount no matter how I drive and Ford and State Farm already have much of my info in one form or another. Probably sold it to the Albanians already. I'll take the discount.

 

[jesemd]

I have not researched it recently, but when these driver-monitor programs first became available, I heard many horror stories about drivers being penalized for abrupt acceleration, speeding, etc when they purposely drove very conservatively trying to appease the monitor. I know one day the insurance mafia will mandate such things, but I plan on being the very last one signed up. No way a 10% discount would get me signed up.

 

[CSmith]

I have not researched it recently, but when these driver-monitor programs first became available, I heard many horror stories about drivers being penalized for abrupt acceleration, speeding, etc when they purposely drove very conservatively trying to appease the monitor. I know one day the insurance mafia will mandate such things, but I plan on being the very last one signed up. No way a 10% discount would get me signed up.

It looks for near perfection in your driving but it doesn't penalize you, per se, it just doesn't increase your discount. When it was me and my old, crotchety self driving my Fiesta I was getting a 97% driver rating and had about a 22% discount. Once I added my kids who like to speed, brake hard, turn hard, accelerate hard, and use their cellphones while they drive it dropped to about 82%. It uses the accelerometer in your phone to determine your driving style.

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