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[Cobra]

Yeah, that 3k should cover the taxes, title, license, dealer fees, wasted time, storage, insurance, and either interest costs on the money or lost opportunity cost on the money very well.

You're right for once. Make it $8k over!

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[rlhdweman]

If you’ve hit a rough patch financially why would you buy a new vehicle?

I'm guessing the rough patch occurred after ordering a Maverick. It's not uncommon, often how a dealer ends up with one with a large ADM.