You must work at a dealership. I'm sorry if my words offend you, but I'm speaking through experience. If the folks at the dealerships don't like to be thought of in this way, THEY are the ones who have the potential to change the way that customers feel about them. And, you're right......I've...
For real world purposes, that looks to be totally fixable. Take the insurance money, buy the truck back from them, and have a good body shop fix it for you.