I have been extremely lucky. Only happened twice so far. One time a fellow maverick and the second time a porsche 911. im guessing both other drivers have the same mentality.
For me, the only answer is I wouldn't. F150 and up, silverados, and ram are too big for anything I need. Smaller like the gladiator, taco, ridgeline, colorado, ranger are either crazy overpriced or not fuel efficient enough. The only one that is interesting is the Rivian but that price tag is awful.