T-Bone accident at red light. Can it be fixed if so how much?

[huunvubu]

My Ford Maverick got t-boned by someone who passed a red light on the day I got it from the dealership. My insurance won't fix it but I want to fix it. So can it be fixed? is it possible? please help.

Why won't your insurance fix/pay for it?

Auto Collision Coverage covers damage/repairs to your vehicle if the accident is your fault less your deductible.

Did you not have coverage on the day you took your Maverick home?

I contacted my insurance company the day before I took my Maverick home and had insurance in place the day I took it home.

You mentioned that your insurance "won't fix it" so if you do have "Auto Collision Coverage" then the insurance company will determine the cost of repair. If repair costs are higher than the replacement cost the insurance company will total the truck.

Hopefully you do have insurance in force on the day you took it home.

On my insurance I also have "Auto Replacement Protection" so that if my Maverick gets totaled then I can get a brand new Maverick either ordered or off the lot even if the price is marked up or higher than my original cost. This coverage costs me $10.92 every six months.

My brand new MY23 Maverick is worth $33,270 if I were to sell to Carvana. It only cost me $28,381 total out-the-door and the replacement cost for a MY24 is $31,898.

Having the "Auto Replacement Protection" coverage protects me during these times where vehicles are worth more on the day they are driven off the lot.

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[GPSMan]

This will not be fixed. Sorry.

There are no spare parts for these trucks. There's just not.

 

[GPSMan]

It is totaled. Trust everyone here who's been in far less and been totaled.

 

[TarpDogg]

If you traded a vehicle in for the Maverick, or if you have a standing insurance policy for your other vehicles, then your Maverick would be covered under "gap" temporary insurance. Meaning that you are temporarily insured, usually up to 30 days, until you've had the opportunity to register it with your insurance company.

 

[Shay]

That would be a total loss

 

[JP4AZ]

Bummer ALi!
I have seen a lot less damage that was considered totaled. Yours certainly would be considered totaled. I would guess that that truck has obvious uni-body damage and would be quite expensive to get it fixed correctly. I would not really want it back in my family.

 

[greenlight]

Sorry this happened to you! It is my worst nightmare of something like this happening!

 

[MakinDoForNow]

My Ford Maverick got t-boned by someone who passed a red light on the day I got it from the dealership. My insurance won't fix it but I want to fix it. So can it be fixed? is it possible? please help.

What would it take to determine no internal damage was done to the tranny?

 

[jorl]

go to youtube and watch DASHCAM VIDEO ACCIDENTS-I bought one as soon as my brother told me to watch it-for $70-$200 you can get a nice one-beware SCAMMERS and accidents!

 

[CenTexMav]

I'm very lucky... lifted truck tapped my tailgate. No other damage. Could have been much worse. Waiting to hear from the adjuster now.

 

[Barracuda340]

That's a total.

 

[EchoPear]

The structural integrity of the metal is now compromised, even if a body shop could bend it back I wouldn’t trust it. Same deal when you bend a paper clip enough times it breaks. The frame is designed to crumple once, that’s it. Another accident after being straightened out would be outside of the engineering intent and probably even more dangerous.
Sorry man :/ glad you’re okay and that other guy is a loser!

 

[TrailMaster]

Serious smack there, as others have mentioned I'm also guessing that truck is a goner.

Gotta ask, did your driver's side airbags deploy as expected, and do you feel like the trucklet handled the impact fairly well? You didn't mention any bodily injuries but I imagine you were shook up a bit. Glad it wasn't worse that way, and hope you're able to get this resolved successfully.

 

[Bigbill27]

This will not be fixed. Sorry.

There are no spare parts for these trucks. There's just not.

I had my driver side door and fender replaced after a deer ran into me a couple of months ago and they had the parts in about 2 weeks.

 

[tellyouwhat]

ouch. I have same alto BAP and it’s painful to see that. I hear you on wanting to fix but that doesn’t look worth fixing. take the money and go find a new one

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