I was in the same situation with financing. I financed with the dealership lender for 2 weeks and then moved the loan over to my credit union. No prepayment penalties.
Grab a set of rims while they are still in stock.
black Friday sale buy 3 rims and get 1 Free. They are also including free shipp on the order.
https://fifteen52.com/blogs/52/black-friday-2021-deals-buy-3-get-1-free-is-back
Buy 3 rims get the 4th Free and free shipping on the order. Seems to be a great deal an amazing deal. I just ordered a set yesterday.
https://fifteen52.com/blogs/52/black-friday-2021-deals-buy-3-get-1-free-is-back