My '22 Bronco Sport would do the exact same thing. With a 5.5 quart fill and oil filter it would be 1/4" above the top hole on the dipstick. Put 5 quarts in it it and it would be 1/8" from the top of the crosshatch area. Ran it with 5 quarts.
I'm looking for a more aggressive tire for the XLT than the stock Goodyear Wrangler Territory HT's. Can't seem to find anything in the 225/55R19 size with the XL load rating I like. I've found a 235/55R19 tire that is what I'm looking for but it has a .4" larger diameter and .7" greater...